Polk County property record for 181 Fish Hawk Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 2006 |
| Lot Size | 0.213 acres (9,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,400 (Apr 2006) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690593-000060 |
| Primary APN | 26-29-24-690593-000060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 2,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,274 sqft (0.213 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 10 sqft |
| Shed | 1 Shed |
| Street Address | 181 FISH HAWK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HART LAKE COVE PHASE 1 PB 135 PGS 1 & 2 LOT 6 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HART LAKE COVE PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 690593 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
181 Fish Hawk Dr is owned and occupied by two individuals who bought it in April 2006.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Jun 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2006 · Amount on File |
| Deed Sale | Apr 6, 2006 · Amount on File |
| Deed Document Number | 200685801 |
| Deed Book / Page | 6714 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0000196681 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 12809/614 |
| Instrument | 2023196681 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0000072034 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 12165/620 |
| Instrument | 2022072034 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0114230683 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 FISH HAWK DR CYPRESS GARDENS FL 338844168, CYPRESS GARDENS, FL 33884-4168 |
| Document Number | 0114230683 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 011423/000683 |
| Instrument | 223233 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0109581714 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 FISH HAWK DR WINTER HAVEN FL 338844168, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0109581714 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 010958/001714 |
| Instrument | 184544 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 29, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 181 FISH HAWK DR, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0101980380 |
| Book / Page | 010198 / 000380 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 FISH HAWK DR WINTER HAVEN FL 338844168, WINTER HAVEN, FL 33884-4168 |
| Document Number | 0101980380 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 010198/000380 |
| Instrument | 129490 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 6, 2032 |
The 2025 property tax bill for 181 Fish Hawk Dr was $3,609 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,900 (+2.7%) | $302,383 (+8.64%) Land $52,000 Building $250,383 | |
| 2025 | $3,609.00 Homeowner's exemption | $236,514 | $278,346 Land $52,000 Building $226,346 |
| 2023 | $3,405.00 (+2.93%) Homeowner's exemption | $223,153 (+3%) | $275,100 (+1.93%) Land $50,000 Building $225,100 |
| 2022 | $3,308.00 Homeowner's exemption | $216,653 | $269,880 Land $42,000 Building $227,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Fish Hawk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Fish Hawk Dr is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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