177 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 177 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,920 sqft · built 2006
Lot Size	0.213 acres (9,283 sqft)
Owner	2 Company Names on Record
Last Sale	$339,000 (Sep 2026)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690593-000070`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690593-000070`
Alternative APNs	`242926000000034070` `242926690593000070` `42926000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,920 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	1,712 sqft
Upper Floors Area	2,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,283 sqft (0.213 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	616 sqft
Porch	Unfinished Open Porch
Porch Area	48 sqft

Location & Zoning

Street Address	177 FISH HAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-4168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART LAKE COVE PHASE 1 PB 135 PGS 1 & 2 LOT 7
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	HART LAKE COVE PHASE 1
Legal Phase	1
Legal Tract	690593
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2000
Census Tract	14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	177 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	2026222510
Deed Book / Page	14153 / 10
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 14, 2026
Property Address	177 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Document Number	0000222510
Book / Page	14153 / 10
Instrument Date	Aug 6, 2026
Instrument	2026222510
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	INVESTMENT TITLE LLC, INVESTMENT TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239,673.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	177 FISH HAWK DR, WINTER HAVEN, FL 33884-4168

Mortgage

Document Number	0000222511,
Date	Sep 14, 2026
Instrument	2026222511

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,941 (+2.7%)	$353,569 (-1.7%) Land $52,000 Building $301,569
2025	$2,609.00 (+6.4%) Homeowner's exemption	$183,000 (+5.99%)	$359,687 (+2.82%) Land $52,000 Building $307,687
2023	$2,452.00 (+3.2%) Homeowner's exemption	$172,663 (+3%)	$349,812 (+13.93%) Land $50,000 Building $299,812
2022	$2,376.00 Homeowner's exemption	$167,634	$307,037 Land $42,000 Building $265,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35