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165 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 165 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,836 sqft · built 2006
Lot Size0.305 acres (13,286 sqft)
Owner2 Individual Names on Record
Last Sale$373,000 (Apr 2024)
Tax Bill$5,617 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-29-24-690593-000100

Property Details

APN / Parcel Number

Primary APN26-29-24-690593-000100
Alternative APNs
  • 242926690593000100
  • 42926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,836 sqft Living Area
Gross Area3,450 sqft
1st Floor Area1,296 sqft
Upper Floors Area1,540 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area13,286 sqft (0.305 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area614 sqft
PorchScreened/Unfinished Porch
Porch Area298 sqft

Location & Zoning

Street Address165 FISH HAWK DR
CityWINTER HAVEN
StateFL
Zip33884-4168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHART LAKE COVE PHASE I PB 135 PGS 1-2 LOT 10
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionHART LAKE COVE PHASE 1
Legal PhaseI
Legal Tract690593
Legal Block2
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2000
Census Tract14401

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2125 SW PARK AVE, BLUE SPRINGS, MO 64015-7644
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Apr 5, 2024Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Aug 14, 2023Warranty Deed, Transfer
OS NATIONAL LLC
May 29, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESID'L MTG
Sep 18, 2018Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2024 · Amount on Record
Deed SaleApr 5, 2024 · Amount on Record
Prior SaleAug 14, 2023 · Amount on Record
Deed Document Number202478371
Deed Book / Page13067 / 117
Prior Transfer DateOct 21, 2016
Prior Transfer Doc0000195196
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168

Mortgage

Document Number0000022494
DateJan 26, 2022
Book Page12089/1495
Instrument2022022494
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueJun 1, 2050

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 5, 2024
Property Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Document Number0000078371
Book / Page13067 / 117
Map ReferenceMB 135 PG 1
Instrument DateMar 29, 2024
Instrument2024078371
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,611.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168

Mortgage

Document Number0013067119
DateApr 5, 2024
Instrument13067/119
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 14, 2023
Property Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Document Number0000189594
Book / Page12799 / 1645
Map ReferenceMB 135 PG 1
Instrument DateAug 7, 2023
Instrument2023189594
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,460.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 29, 2020
Property Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Document Number0112471645
Book / Page011247 / 001645
Instrument DateMay 28, 2020
Instrument106851
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address165 FISH HAWK DR WINTER HAVEN FL 338844168, WINTER HAVEN, FL 33884-4168

Mortgage

Document Number112471647
DateMay 29, 2020
Book Page011247/001647
Instrument106852
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 18, 2018
Property Address165 FISH HAWK DR, WINTER HAVEN, FL 33884-4168
Document Number0106141583
Book / Page010614 / 001583
Instrument DateSep 11, 2018
Instrument197509
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address165 FISH HAWK DR WINTER HAVEN FL 338844168, WINTER HAVEN, FL 33884-4168

Mortgage

Document Number106141585
DateSep 18, 2018
Book Page010614/001585
Instrument197510
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,039 (-0.79%) Land $52,000 Building $246,039$298,039 (-0.79%) Land $52,000 Building $246,039
2025$5,617.00 (+2.24%)$300,414 (+33.29%) Land $52,000 Building $248,414$300,414 (+2.92%) Land $52,000 Building $248,414
2024$5,494.00 (+59.38%)
2023$3,447.00 (+2.9%) Homeowner's exemption$225,386 (+3%)$291,903 (+14.54%) Land $50,000 Building $241,903
2022$3,350.00 Homeowner's exemption$218,821$254,843 Land $42,000 Building $212,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

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