1758 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1758 Gainer Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,641 sqft · built 2019
Lot Size	9.89 acres (430,808 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,187 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000024980000`

Property Details

APN / Parcel Number

Primary APN	`000024980000`
Alternative APN	`24980000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,641 sqft Heated Area
Gross Area	2,145 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	430,808 sqft (9.89 acres)
Garage Area	660 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000024980000
Street Address	1758 GAINER RD
City	CHIPLEY
State	FL
Zip	32428-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 4 13 9.89 ORB 1119 P 960 BEG NWC OF SE4, S 375' FOR POB, E 641.48',S 260.81', E 2010', S 100', W 2654.14', N 360.75' TO
Legal Range	13W
Legal Township	04N
Legal Section	32
Legal Block	2498
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1069
Census Tract	970102

Owner

Source: Washington County records · APN 000024980000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1758 GAINER RD, CHIPLEY, FL 32428-6039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU
Sep 19, 2017	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2024
Deed Sale	May 08, 2024
Deed Document Number	0001303553
Deed Book / Page	992 / 238
Prior Transfer Date	Aug 05, 2014
Prior Transfer Doc	201467004296
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1758 GAINER RD, CHIPLEY, FL 32428-6039
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067004230
Date	May 30, 2019
Book Page	1146/0598
Instrument	201967004230

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 12, 2018
Property Address	1758 GAINER RD, CHIPLEY, FL 32428-6039
Document Number	0067004001
Book / Page	1119 / 960
Instrument Date	Jun 08, 2018
Instrument	201867004001
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1776 MILTON LN, 1776, CHIPLEY, FL 32428-5349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6439 GA HIGHWAY 23 S LOT 12, 12, WAYNESBORO, GA 30830-3189

Mortgage

Document Number	0067004002
Date	Jun 12, 2018
Instrument	201867004002

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 30, 2019

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 19, 2017
Property Address	1758 GAINER RD, CHIPLEY, FL 32428-6039
Document Number	0067006429
Book / Page	001099 / 000731
Instrument Date	Sep 08, 2017
Instrument	67006429
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY

Transaction

Amount	Amount Recorded
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1702 S WAUKESHA ST BONIFAY FL 324253114, BONIFAY, FL 32425-3114

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+7.32%) Homeowner's exemption	$126,557 (+2.9%)	$216,735 (+16.6%) Land $60,329 Building $156,406
2024	$1,106.00 (+2.88%) Homeowner's exemption	$122,990 (+3%)	$185,873 (+6.4%) Land $53,406 Building $132,467
2023	$1,075.00 (+4.07%) Homeowner's exemption	$119,408 (+3.26%)	$174,700 (+13.7%) Land $53,406 Building $121,294
2022	$1,033.00 Homeowner's exemption	$115,641	$153,653 Land $43,004 Building $110,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), as of July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 7 locations within half a mile of this property.

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