1765 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1765 Gainer Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,159 sqft · built 1998
Lot Size	9.88 acres (430,373 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Dec 1997)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`000025180005`

Property Details

APN / Parcel Number

Primary APN	`000025180005`
Alternative APN	`25180005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	3,159 sqft Heated Area
Gross Area	4,602 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	430,373 sqft (9.88 acres)
Garage Type	Finished
Garage Area	536 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	475 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	1,512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025180005
Street Address	1765 GAINER RD
City	CHIPLEY
State	FL
Zip	32428-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 4 13 9.88 ORB 300 P 208 S2 OF NW4 OF SW4 AS DESC IN ORB 300 P 208, LESS ORB 1181 P 816. SUBJECT TO ESMT IN ORB 1199 P 855.
Legal Range	13W
Legal Township	04N
Legal Section	33
Legal Block	2518
Legal Lot Number	0005
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1045
Census Tract	970102

Owner

Source: Washington County records · APN 000025180005

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1765 GAINER RD, CHIPLEY, FL 32428-6040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Correction Deed, Transfer HAYES TITLE
Jul 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1997 · Amount on Record
Deed Sale	Dec 01, 1997 · Amount on Record
Deed Document Number	0000300208
Record Updated	Jun 08, 2026

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 16, 2020
Property Address	1765 GAINER RD, CHIPLEY, FL 32428-6040
Document Number	0067006835
Book / Page	001188 / 000337
Instrument Date	Oct 16, 2020
Instrument	67006835
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	HAYES TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1072 BUSH RD CHIPLEY FL 324284838, CHIPLEY, FL 32428-4838

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 24, 2020
Property Address	1765 GAINER RD, CHIPLEY, FL 32428-6040
Document Number	0067004831
Book / Page	001181 / 000816
Instrument Date	Jul 24, 2020
Instrument	67004831
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1072 BUSH RD CHIPLEY FL 324284838, CHIPLEY, FL 32428-4838

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+6.66%) Homeowner's exemption	$183,049 (+2.87%)	$414,023 (+4.33%)
2024	$1,846.00 (+2.33%) Homeowner's exemption	$177,945 (+2.97%)	$396,854 (+6.84%)
2023	$1,804.00 (+3.03%) Homeowner's exemption	$172,819 (+2.97%)	$371,434 (+20.12%)
2022	$1,751.00 Homeowner's exemption	$167,842	$309,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), as of July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Based on FCC filings for 12 locations within half a mile of this property.

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