Washington County property record for 1742 Gainer Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,592 sqft · built 2006 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000024980005 |
| Primary APN | 000024980005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,592 sqft Heated Area |
| Gross Area | 3,090 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Area | 552 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Patio Area | 288 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000024980005 |
|---|---|
| Street Address | 1742 GAINER RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32 4 13 4.5 ORB 1110 P 838 BEG NWC OF SE4, S89?08'07E 26 48.71', S00?27'48W 283.95', S 00?27'48W 251.95', N89?08'02 W |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 32 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970102 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 16, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 19, 2018 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2018 |
| Transfer Doc | 0067001116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Document Number | 0067009034 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 1257/602 |
| Instrument | 202267009034 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 3, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0067000041 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 1195/41 |
| Instrument | 202167000041 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Document Number | 0067009252 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1742 GAINER RD CHIPLEY FL 324286039, CHIPLEY, FL 32428-6039 |
| Document Number | 0067009252 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 001162/000360 |
| Instrument | 67009252 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Feb 19, 2018 |
| Property Address | 1742 GAINER RD, CHIPLEY, FL 32428-6039 |
| Document Number | 0067001116 |
| Book / Page | 001110 / 000838 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 67001116 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,652.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1742 GAINER RD CHIPLEY FL 324286039, CHIPLEY, FL 32428-6039 |
| Document Number | 67001117 |
|---|---|
| Date | Feb 19, 2018 |
| Book Page | 001110/000839 |
| Instrument | 67001117 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2048 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (+6.47%) Homeowner's exemption | $238,028 (+2.9%) | $285,790 (-12.83%) Land $33,300 Building $252,490 |
| 2024 | $2,565.00 (+2.15%) Homeowner's exemption | $231,320 (+3%) | $327,848 (+8.45%) Land $29,250 Building $298,598 |
| 2023 | $2,511.00 (+2.87%) Homeowner's exemption | $224,583 (+3%) | $302,293 (+9.05%) Land $29,250 Building $273,043 |
| 2022 | $2,441.00 Homeowner's exemption | $218,042 | $277,202 Land $27,900 Building $249,302 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1994–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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