Washington County property record for 1727 Gainer Rd, Chipley, FL 32428
| Property Type | Pasture |
|---|---|
| Details | 3 bd · 2 ba · 2,505 sqft · built 2003 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Dec 2015) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000025180010 |
| Primary APN | 000025180010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,505 sqft Gross Area |
| 1st Floor Area | 1,867 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 64 sqft |
| Porch | Florida Room |
| Porch Area | 638 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1727 GAINER RD |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6040 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | 33 4 13 10 OR 1041 P 339 W2 OF N2 OF NW4 OF SW4, ORB 1048 P 129 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970102 |
Source: Washington County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1727 GAINER RD, CHIPLEY, FL 32428-6040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2015 · Amount on Record |
| Deed Sale | Dec 31, 2015 · Amount on Record |
| Prior Sale | Jan 8, 2010 · Amount on Record |
| Deed Document Number | 201567007137 |
| Deed Book / Page | 1041 / 339 |
| Last Transfer Date | Jan 28, 2016 |
| Transfer Doc | 0067001284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 1727 GAINER RD, CHIPLEY, FL 32428-6040 |
| Document Number | 0000004924 |
| Book / Page | 1375 / 254 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20264924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1727 GAINER RD, CHIPLEY, FL 32428-6040 |
| Document Number | 0000004924, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 1375/254 |
| Instrument | 20264924 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 26, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1727 GAINER RD, CHIPLEY, FL 32428-6040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1727 GAINER RD, CHIPLEY, FL 32428-6040 |
| Document Number | 0067003404 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 1205/942 |
| Instrument | 202167003404 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (+6.88%) Homeowner's exemption | $154,115 (+2.86%) | $339,699 (+8.39%) Land $100,000 Building $239,699 |
| 2024 | $1,468.00 (+2.51%) Homeowner's exemption | $149,830 (+2.96%) | $313,413 (+5.51%) |
| 2023 | $1,432.00 (+3.24%) Homeowner's exemption | $145,526 (+2.96%) | $297,049 (+13.44%) |
| 2022 | $1,387.00 Homeowner's exemption | $141,348 | $261,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1994–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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