17524 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17524 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,898 sqft · built 2019
Lot Size	0.231 acres (10,091 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Aug 2021)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-206-018`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-206-018`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
Gross Area	3,589 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,091 sqft (0.231 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Pool Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17524 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0650 BABCOCK RANCH PHASE 2A LT 650 4334/2112 4403/2161 4831/1946
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	650
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

17524 Canopy Ct is owned and occupied by an individual who bought it in August 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17524 CANOPY CT, PUNTA GORDA, FL 33982-5043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Jul 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	2991261
Deed Book / Page	4831 / 1946
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 30, 2021
Property Address	17524 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0048311946
Book / Page	4831 / 1946
Map Reference	MB 22 PG 11
Instrument Date	Aug 27, 2021
Instrument	2991261
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	PRIVATE CLIENT TITLE & ESCROW LLC, PRIVATE CLIENT T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 WINDING WAY, 998, MILFORD, MI 48381-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17524 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0048311948
Date	Aug 30, 2021
Instrument	4831/1948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 6, 2019
Property Address	17524 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0044032161
Book / Page	4403 / 2161
Map Reference	MB 22 PG 11
Instrument Date	Jan 31, 2019
Instrument	2682087
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17524 CANOPY CT, BABCOCK RANCH, FL 33982-5043

Mortgage

Document Number	0002682088
Date	Feb 6, 2019
Instrument	2682088

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 6, 2018
Property Address	17524 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043342112
Book / Page	004334 / 002112
Instrument Date	Jun 2, 2018
Instrument	2627479
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,795.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17524 Canopy Ct was $6,256 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,256.00 Homeowner's exemption	$458,642	$543,898 Land $89,000 Building $454,898
2023	$8,743.00 (+4.23%) Homeowner's exemption	$469,659 (+3%)	$532,025 (+16.68%) Land $75,000 Building $457,025
2022	$8,388.00 Homeowner's exemption	$455,980 Land $55,250 Building $400,730	$455,980 Land $55,250 Building $400,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17524 Canopy Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17524 Canopy Ct is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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