17509 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17509 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 2018
Lot Size	0.178 acres (7,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,500 (Dec 2018)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422632207002`

Property Details

APN / Parcel Number

Primary APN	`422632207002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,745 sqft (0.178 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17509 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 2A LT 655 4334/2112 4384/2194
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 2A
Legal Lot Number	655
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Dec 4, 2018	Special Warranty Deed, Transfer NORTH AMERICAN TITLE CO
Jul 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20182666378
Deed Book / Page	4384 / 2194
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 1, 2026
Property Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0003679693
Instrument Date	Aug 26, 2026
Instrument	20263679693
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0003679693,
Date	Sep 1, 2026
Instrument	20263679693

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0046920942
Date	Jan 14, 2021
Book Page	4692/942
Instrument	2892932

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 4, 2018
Property Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043842194
Book / Page	4384 / 2194
Map Reference	MB22 PG11
Instrument Date	Nov 30, 2018
Instrument	2666378
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,746.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 6, 2018
Property Address	17509 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043342112
Book / Page	004334 / 002112
Instrument Date	Jun 2, 2018
Instrument	2627479
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (+5.21%) Homeowner's exemption	$191,126 (+5.99%)	$346,186 (-14.24%) Land $73,950 Building $272,236
2023	$4,144.00 (+6.34%) Homeowner's exemption	$180,330 (+3%)	$403,678 (+30.36%) Land $72,000 Building $331,678
2022	$3,897.00 Homeowner's exemption	$175,078	$309,674 Land $51,000 Building $258,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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