17540 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17540 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,261 sqft · built 2019
Lot Size	0.22 acres (9,589 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Aug 2021)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-206-016`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-206-016`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,261 sqft Living Area
Gross Area	4,232 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,589 sqft (0.22 acres)
Garage Area	438 sqft
Driveway	Driveway
Driveway Area	672 sqft
Parking Spaces	3 Parking Spaces
Pool Area	375 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17540 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0648 BABCOCK RANCH PHASE 2A LT 648 4364/349 4436/911 4821/1537
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	648
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
May 9, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Oct 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	2983671
Deed Book / Page	4821 / 1537
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 11, 2021
Property Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0048211537
Book / Page	4821 / 1537
Map Reference	MB 22 PG 11
Instrument Date	Aug 6, 2021
Instrument	2983671
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NOT AVAILABLE, OMNI TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17740 CORKWOOD BEND TRL, 17740, BABCOCK RANCH, FL 33982-5079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0048211539
Date	Aug 11, 2021
Instrument	4821/1539

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 9, 2019
Property Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0044360911
Book / Page	4436 / 0911
Map Reference	MB 22 PG 11
Instrument Date	May 6, 2019
Instrument	2708061
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,907.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0002708062
Date	May 9, 2019
Instrument	2708062

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 2, 2018
Property Address	17540 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043640349
Book / Page	004364 / 000349
Instrument Date	Sep 21, 2018
Instrument	2650011
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,467.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,860.00 (-26.73%) Homeowner's exemption	$499,029 (-2.07%)	$610,260 (+3.01%) Land $87,000 Building $523,260
2023	$9,363.00 (+4.11%) Homeowner's exemption	$509,569 (+3%)	$592,449 (+19.75%) Land $72,000 Building $520,449
2022	$8,993.00 Homeowner's exemption	$494,727 Land $51,000 Building $443,727	$494,727 Land $51,000 Building $443,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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