17501 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17501 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,287 sqft · built 2019
Lot Size	0.262 acres (11,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,000 (Mar 2019)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-207-001`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-207-001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	4,277 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,422 sqft (0.262 acres)
Garage Area	459 sqft
Driveway	Driveway
Driveway Area	936 sqft
Parking Spaces	3 Parking Spaces
Pool Area	336 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17501 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0654 BABCOCK RANCH PHASE 2A LT 654 4343/1217 4412/1783
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	654
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEELINE LOANS INC
Mar 6, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS
Aug 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2689271
Deed Book / Page	4412 / 1783
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0003350370
Date	Dec 18, 2023
Instrument	3350370

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043

Mortgage

Document Number	0046871378
Date	Jan 5, 2021
Book Page	4687/1378
Instrument	2889492

Lender

Name	BEELINE LOANS INC
Type	Non-Lending Institution
Address	PROVIDENCE, RI 02909

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 6, 2019
Property Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0044121783
Book / Page	004412 / 001783
Instrument Date	Feb 28, 2019
Instrument	2689271
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17501 CANOPY CT BABCOCK RANCH FL 339825043, BABCOCK RANCH, FL 33982-5043

Mortgage

Document Number	44121787
Date	Mar 6, 2019
Book Page	004412/001787
Instrument	2689272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1966

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 2, 2018
Property Address	17501 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043431217
Book / Page	004343 / 001217
Instrument Date	Jul 17, 2018
Instrument	2634148
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,115.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00 (-29.69%) Homeowner's exemption	$348,283 (+5.99%)	$583,472 (+6.69%) Land $87,000 Building $496,472
2023	$6,552.00 (+4.85%) Homeowner's exemption	$328,609 (+3%)	$546,898 (+11.69%) Land $72,000 Building $474,898
2022	$6,249.00 Homeowner's exemption	$319,038	$489,642 Land $51,000 Building $438,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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