175 School Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 175 School Way, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1976
Lot Size	13.4 acres (583,704 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2017)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-101-36`

Property Details

APN / Parcel Number

Primary APN	`109-101-36`
Alternative APN	`109-101-36-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,742 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	583,704 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	175 SCHOOL WAY
City	WATSONVILLE
State	CA
Zip	95076-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Subdivision	RANCHO DE LOS CORRALITOS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1022
Census Tract	122401

Owner

175 School Way is owned and occupied by an individual who bought it in June 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	175 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage NICOLE E FISHER FICHERA IRREVOCABLE TRUS
Jun 26, 2017	Grant Deed, Transfer MACKIN TRUST (PT)
Jun 26, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Document Number	201720852
Prior Transfer Date	Jun 20, 2017
Prior Transfer Doc	0000020853
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	175 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SCHOOL WAY, WATSONVILLE, CA 95076-9715

Mortgage

Document Number	0000025107
Date	Sep 6, 2022
Instrument	2022-0025107

Lender

Name	NICOLE E FISHER FICHERA IRREVOCABLE TRUS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 26, 2017
Property Address	175 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Document Number	0000020852
Instrument Date	Jun 22, 2017
Instrument	20852
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SCHOOL WAY WATSONVILLE CA 950769715, WATSONVILLE, CA 95076-9715

Mortgage

Document Number	20854
Date	Jun 26, 2017
Instrument	20854

Lender

Name	MACKIN TRUST (PT)
Address	15454 VIA CABALLERO, MONTE SERENO, CA 95030-2102

Agreement

Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 26, 2017
Property Address	175 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Document Number	0000020853
Instrument Date	Jun 20, 2017
Instrument	20853
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SCHOOL WAY WATSONVILLE CA 950769715, WATSONVILLE, CA 95076-9715

Tax Assessment & Valuation

The 2025 property tax bill for 175 School Way was $7,153 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,558 (+2%) Land $396,339 Building $177,219
2025	$7,153.00 Homeowner's exemption	$562,312 Land $388,568 Building $173,744
2023	$6,301.00 (+1.92%) Homeowner's exemption	$540,477 Land $373,479 Building $166,998	$468,270
2022	$6,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 School Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 School Way is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Etheric Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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