102 School Way, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 102 School Way, Watsonville, CA 95076

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	5 bd · 3 ba · 2,122 sqft · built 1976
Lot Size	9.4 acres (409,725 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Dec 2014)
Tax Bill	$11,601 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`109-101-39`

Property Details

APN / Parcel Number

Primary APN	`109-101-39`
Alternative APN	`109-101-39-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	2,122 sqft Gross Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	409,725 sqft
Garage Type	Carport
Garage Area	490 sqft
Carport	Carport
Carport Area	490 sqft
Parking Spaces	2 Parking Spaces
Deck Area	476 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	105 SCHOOL WAY
City	WATSONVILLE
State	CA
Zip	95076-9715
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Legal Subdivision	RANCHO CORRALITOS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1022
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 20, 2022	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2014 · Amount on Record
Deed Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	201442457
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000012711
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	102 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017268
Date	Jun 6, 2022
Instrument	2022-0017268

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009021
Date	Mar 27, 2018
Instrument	2018-0009021

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022155
Date	Jul 20, 2018
Instrument	2018-0022155

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022156
Date	Jul 20, 2018
Instrument	2018-0022156

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026002
Date	Sep 4, 2019
Instrument	2019-0026002

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2022
Property Address	102 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Document Number	0000012710
Instrument Date	Apr 14, 2022
Instrument	2022-0012710
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2022
Property Address	102 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Document Number	0000012711
Instrument Date	Apr 14, 2022
Instrument	2022-0012711
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	105 SCHOOL WAY, WATSONVILLE, CA 95076-9715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012712
Date	Apr 20, 2022
Instrument	2022-0012712

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,227 (+2%) Land $465,296 Building $470,931
2025	$11,601.00 (+13%)	$917,870 (+4.04%) Land $456,173 Building $461,697
2023	$10,266.00 (+31.41%)	$882,228 Land $438,459 Building $443,769
2022	$7,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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