Henderson County property record for 167 Overlook Dr, Flat Rock, NC 28731
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 2,932 sqft · built 1992 |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (May 2023) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9576060780-017 |
| Primary APN | 9576060780-017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,932 sqft Heated Area |
| 1st Floor Area | 1,953 sqft |
| Basement Area | 899 sqft |
| Finished Basement | 839 sqft |
| Unfinished Basement | 60 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 177 sqft |
| Deck Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9944944 |
|---|---|
| Street Address | 167 OVERLOOK DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9700 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R40 |
| Legal Description | RIDGE VIEW CONDOS UN17 |
| Legal Subdivision | RIDGE VIEW CONDOMINIUMS |
| Legal Block | 6 |
| Legal Lot Number | 780 |
| Legal Unit | 17 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 931500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
167 Overlook Dr, a condominium, is owned and occupied by two individuals who bought it in May 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Aug 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 1, 2023 | Warranty Deed, Transfer |
| Aug 20, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 2023997043 |
| Deed Book / Page | 4038 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Number | 0001055177 |
| Book / Page | 4485 / 661 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20261055177 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Number | 0001055177, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 4485/661 |
| Instrument | 20261055177 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Number | 0040770302 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 4077/302 |
| Instrument | 1001002430 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 24611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 1, 2023 |
| Property Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Number | 0040380419 |
| Book / Page | 4038 / 419 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 1000997043 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 20, 2020 |
| Property Address | 167 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Document Number | 0035460504 |
| Book / Page | 003546 / 000504 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 931648 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $865.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14510 W PALOMINO DR SOUTHWEST RANCHES FL 333302112, SOUTHWEST RANCHES, FL 33330-2112 |
The 2025 property tax bill for 167 Overlook Dr was $2,515.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,700 Building $583,700 | ||
| 2025 | $2,515.00 | ||
| 2023 | $581,300 Building $581,300 | $583,700 Building $583,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 167 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 167 Overlook Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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