1740 E State Hwy 20, Upper Lake, CA 95485 Property Records

Lake County property record for 1740 E State Hwy 20, Upper Lake, CA 95485

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 2,718 sqft · built 1979
Lot Size	5.16 acres (225,205 sqft)
Owner	Company Name on Record
Tax Bill	$3,453 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-021-170-000`

Property Details

APN / Parcel Number

Primary APN	`004-021-170-000`
Alternative APN	`004-021-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,718 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Family
Lot Area	225,205 sqft
Garage Area	2,500 sqft

Location & Zoning

Old Parcel Number	004-021-17
Street Address	1740 E STATE HIGHWAY 20
City	UPPER LAKE
State	CA
Zip	95485-8717
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RR
Legal Subdivision	EDMANDS RECLAIMED LAND CO SUB
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1086
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 518, NICE, CA 95464-0518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK/MENDOCINO COUNTY
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF MENDOCINO COUNTY
Oct 14, 2020	Deed of Trust, Mortgage SAVINGS BK/MENDOCINO CNTY
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 6, 2020
Transfer Doc	0000002441
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Recording Date	Sep 9, 2026
Property Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717
Document Number	0000010233
Instrument Date	Sep 2, 2026
Instrument	202610233
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717

Mortgage

Document Number	0000010233,
Date	Sep 9, 2026
Instrument	202610233

Lender

Name	SAVINGS BANK/MENDOCINO COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014493
Date	Oct 30, 2017
Instrument	2017014493

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717

Mortgage

Document Number	0000010281
Date	Aug 24, 2020
Instrument	2020010281

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717
Document Number	0000013426
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1740 E STATE HIGHWAY 20 UPPER LAKE CA 954858717, UPPER LAKE, CA 95485-8717

Mortgage

Document Number	0000013426
Date	Oct 21, 2020
Instrument	13426

Lender

Name	SAVINGS BK/MENDOCINO CNTY
Type	Federal Savings Bank
Address	UKIAH, CA 95482

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Feb 27, 2020
Property Address	1740 E STATE HIGHWAY 20, UPPER LAKE, CA 95485-8717
Document Number	0000002441
Instrument Date	Jan 6, 2020
Instrument	2441
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 518 NICE CA 954640518, NICE, CA 95464-0518

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,453.00 (+2.55%) Homeowner's exemption	$310,368 (+2%) Land $24,457 Building $285,911
2025	$3,367.00 (+3.25%) Homeowner's exemption	$304,283 (+4.04%) Land $23,978 Building $280,305
2023	$3,261.00 (-2.54%) Homeowner's exemption	$292,469 Land $23,048 Building $269,421
2022	$3,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25

May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon.

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