Northampton County property record for 174 Old Course Loop, Cape Charles, VA 23310 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,302 sqft Living Area |
| Lot Size | 7,754 sqft (0.178 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $775,000 (2026) |
| Tax Bill | $3,893.00 (2025) |
| Primary APN | 90-31-14A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,302 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 10000398 |
|---|---|
| Street Address | 174 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2375 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | LOT 14A FAIRWAYS III-DUPLEXE LOT 14A FAIRWAYS III-DUPLEXE |
| Legal Phase | 1 |
| Legal Lot Number | 14A |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 2 |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-31-14A
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jun 24, 2022 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Doc Number | 2026169 |
| Prior Transfer Date | Jul 09, 2021 |
| Prior Transfer Doc | 0000002143 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 29, 2026 |
| Property Address | 174 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Document Number | 0260000169 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 260000169 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 174 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Document Number | 0260000170 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 260000170 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 174 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0210002144 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 210002144 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 24, 2022 |
| Property Address | 174 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Document Number | 0220001681 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 220001681 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7145 SWINDALE CT, MECHANICSVILLE, VA 23116-4832 |
| Document Number | 0220001682 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 220001682 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,893.00 (+2.93%) | $552,200 (-) Land $137,400 Building $414,800 | |
| 2024 | $3,782.00 (-9.04%) | $552,200 (+0.91%) Land $137,400 Building $414,800 | $552,200 (+0.91%) Land $137,400 Building $414,800 |
| 2023 | $4,158.00 | $547,200 Land $137,400 Building $409,800 | $547,200 Land $137,400 Building $409,800 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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