Northampton County property record for 162 Old Course Loop, Cape Charles, VA 23310
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 2006 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | May 2009 Mortgage Jan 2016 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-11-162BO |
| Primary APN | 90-11-162BO |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 397000 |
|---|---|
| Street Address | 162 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2374 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 8 BUILDING 8 FAIRWAYS I UNIT 8 BUILDING 8 FAIRWAYS I |
| Legal Subdivision | FAIRWAYS II CONDOMINIUM |
| Legal Unit | 8 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 340 RED MAPLE RD, SMYRNA, DE 19977-5223 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 29, 2016 | Gift Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 31, 2006 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2016 |
| Transfer Doc | 0000000114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 162 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|
| Document Number | 0090000903 |
|---|---|
| Date | May 5, 2009 |
| Instrument | 090000903 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2039 |
| Rate | 5.25% |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 29, 2016 |
| Property Address | 162 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0160000114 |
| Instrument Date | Jan 25, 2016 |
| Instrument | 160000114 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 BRANDYWINE DR, DOVER, DE 19904-2287 |
| Document Number | 0160000115 |
|---|---|
| Date | Jan 29, 2016 |
| Instrument | 160000115 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 31, 2006 |
| Property Address | 162 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374 |
| Document Number | 0060003070 |
| Map Reference | DOC050004610 |
| Instrument Date | Oct 24, 2006 |
| Instrument | 060003070 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $304.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 134 BRANDYWINE DR, DOVER, DE 19904-2287 |
| Document Number | 0060003071 |
|---|---|
| Date | Oct 31, 2006 |
| Instrument | 060003071 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2036 |
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+25.54%) | $431,000 (+35.32%) Building $431,000 | |
| 2024 | $431,000 (+35.32%) Building $431,000 | ||
| 2023 | $2,420.00 | $318,500 Building $318,500 | $318,500 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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