Northampton County property record for 178 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026
| Lot Size | 7,928 sqft (0.182 acres) |
|---|---|
| Last Sale | $699,000 (2023) |
| Tax Bill | $3,893.00 (2025) |
| Primary APN | 90-31-13A |
|---|---|
| Alternative APNs |
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| Lot Area | 7,928 sqft (0.182 acres) |
|---|
| Account Number | 10008295 |
|---|---|
| Street Address | 178 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2375 |
| Property Usage | Other Property Usage |
| Type | Unknown |
| Legal Description | LOT 13A FAIRWAYS III-DUPLEXE LOT 13A FAIRWAYS III-DUPLEXE |
| Legal Phase | 1 |
| Legal Lot Number | 13A |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 2 |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-31-13A
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9556 PLATEAU PL, MECHANICSVILLE, VA 23116-5871 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Dec 20, 2023 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) THE OLD POINT NATIONAL BANK OF PHOE |
| Jun 09, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage TOWNEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Deed Doc Number | 230002897 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 178 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220002258 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 220002258 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 20, 2023 |
| Property Address | 178 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Document Number | 0230002897 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 230002897 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9556 PLATEAU PL, MECHANICSVILLE, VA 23116-5871 |
| Document Number | 0230002898 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 230002898 |
| Name | THE OLD POINT NATIONAL BANK OF PHOE |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 178 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210001575 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 210001575 |
| Name | TOWNEBANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,893.00 (-5.05%) | $552,200 (+2.34%) Land $137,400 Building $414,800 | |
| 2024 | $552,200 (+2.34%) Land $137,400 Building $414,800 | ||
| 2023 | $4,100.00 | $539,600 Land $137,400 Building $402,200 | $539,600 Land $137,400 Building $402,200 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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