164 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 164 Old Course Loop, Cape Charles, VA 23310

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,880 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$425,000 (Apr 2022)
Tax Bill$3,437 (2025)
Deeds & MortgagesOct 2009 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN90-11-164BO

Property Details

APN / Parcel Number

Primary APN90-11-164BO
Alternative APNs
  • 10003883
  • 15420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number10003883
Street Address164 OLD COURSE LOOP
CityCAPE CHARLES
StateVA
Zip23310-2374
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 8 BUILDING 8 FAIRWAYS I UNIT 8 BUILDING 8 FAIRWAYS I
Legal Unit8
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3025
Census Tract930301

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5110 NIAGARA DR, MOUNT AIRY, MD 21771-5778
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2009Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAGE HOME LOANS CORP
Apr 27, 2022Warranty Deed, Transfer · Conventional Mortgage
BEELINE LOANS INC
May 11, 2010Intrafamily Transfer, Transfer
Oct 25, 2006Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleMay 11, 2010
Deed Document Number220001193
Record UpdatedJun 8, 2026

October 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyLSI-LPS, LSI LPS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0090002219
DateOct 29, 2009
Instrument090002219
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2039

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5110 NIAGARA DR, MOUNT AIRY, MD 21771-5778

Mortgage

Document Number0250002136
DateDec 15, 2025
Instrument250002136
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateApr 27, 2022
Property Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number0220001193
Instrument DateApr 26, 2022
Instrument220001193
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374

Mortgage

Document Number0220001192
DateApr 27, 2022
Instrument220001192
Lender
NameBEELINE LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

May 2010: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHAMPTON VA
Recording DateMay 11, 2010
Property Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number0100000787
Map ReferenceDOC050004610
Instrument DateApr 28, 2010
Instrument100000787
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

October 2006: Deed, Transfer

Document TypeDeed
JurisdictionNORTHAMPTON VA
Recording DateOct 25, 2006
Property Address164 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2374
Document Number0060002991
Instrument DateOct 10, 2006
Instrument060002991
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$454.50
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20516 RIGGS HILL WAY, BROOKEVILLE, MD 20833-2518

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,437.00 (+25.81%)$487,600 (+35.6%) Building $487,600
2024$487,600 (+35.6%) Building $487,600
2023$2,732.00$359,600 Building $359,600$359,600 Building $359,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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