174 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 174 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,848 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,555 (Jul 2026)
Tax Bill	$9,613 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`202-02017-174`

Property Details

APN / Parcel Number

Primary APN	`202-02017-174`
Alternative APNs	`STUR M:202 B:000 L:2017-174` `M:202 B:000 L:2017=174`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	5,684 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	202-02017-174
Street Address	174 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2017
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	174 CEDAR ST, STURBRIDGE, MA 01566-1358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL FEDERAL CREDIT UNION
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Nov 28, 2017
Deed Document Number	202659586
Deed Book / Page	73880 / 219
Prior Transfer Date	Jul 9, 2026
Prior Transfer Doc	0000059586
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Jul 15, 2026
Property Address	174 CEDAR ST, STURBRIDGE, MA 01566-1358
Document Number	0000059586
Book / Page	73880 / 219
Instrument Date	Jul 9, 2026
Instrument	202659586
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CEDAR ST, STURBRIDGE, MA 01566-1358

Mortgage

Date	Jul 15, 2026

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Nov 28, 2017
Property Address	174 CEDAR ST, STURBRIDGE, MA 01566-1358
Document Number	58098-153
Book / Page	058098 / 000153
Instrument Date	Nov 17, 2017
Instrument	132338
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 CEDAR ST STURBRIDGE MA 015661358, STURBRIDGE, MA 01566-1358

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,613.00 (+3.96%)	$616,200 (+6.15%) Land $88,000 Building $528,200	$633,577 (+5.58%)
2025	$9,247.00 (+4.73%)	$580,500 (+8.42%) Land $84,500 Building $496,000	$600,115 (+2.45%)
2024	$8,829.00 (+5.76%)	$535,400 (+15.89%) Land $82,800 Building $452,600	$585,770
2023	$8,348.00	$462,000 Land $71,900 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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