172 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 172 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1994
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Trust Names on File
Last Sale	$145,000 (Aug 1994)
Tax Bill	$6,901 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`202-02017-172`

Property Details

APN / Parcel Number

Primary APN	`202-02017-172`
Alternative APNs	`STUR M:202 B:000 L:2017-172` `M:202 B:000 L:2017=172`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	4,308 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-02017-172
Street Address	172 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	ALTON B SHERMAN JR ET UX
Legal Lot Number	2017
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	758103

Owner

172 Cedar St is owner-occupied and held in a trust since February 2025.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	172 CEDAR ST, STURBRIDGE, MA 01566-1358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 1994 · Amount on File
Deed Sale	Aug 22, 1994 · Amount on File
Last Transfer Date	Feb 14, 2025
Transfer Doc	071653-140
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	172 CEDAR ST, STURBRIDGE, MA 01566-1358
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65938-55
Date	Aug 30, 2021
Book Page	65938/55
Instrument	121260

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 172 Cedar St was $6,901, up 3.1% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,901.00 (+3.09%)	$442,400 (+5.28%) Land $83,900 Building $358,500	$485,665 (-2.47%)
2025	$6,694.00 (-0.87%)	$420,200 (+2.61%) Land $80,600 Building $339,600	$497,990 (+1.1%)
2024	$6,753.00 (+6.3%)	$409,500 (+16.47%) Land $79,000 Building $330,500	$492,575
2023	$6,353.00	$351,600 Land $68,900 Building $282,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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