160 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 160 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,257 sqft · built 2020
Lot Size	0.477 acres (20,794 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Jun 2024)
Tax Bill	$8,266 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-02027-160`

Property Details

APN / Parcel Number

Primary APN	`202-02027-160`
Alternative APNs	`STUR M:202 B:000 L:2027-160` `M:202 B:000 L:2027=160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	3,258 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,794 sqft (0.477 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	202-02027-160
Street Address	160 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2027
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	160 CEDAR ST, STURBRIDGE, MA 01566-1357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MILLBURY NATIONAL BANK
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Book / Page	70676 / 387
Last Transfer Date	Dec 3, 2025
Transfer Doc	0072936-53
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Dec 9, 2025
Property Address	160 CEDAR ST, STURBRIDGE, MA 01566-1357
Document Number	0072936-53
Book / Page	72936 / 53
Instrument Date	Dec 3, 2025
Instrument	107159
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 CEDAR ST, STURBRIDGE, MA 01566-1357

Mortgage

Document Number	0000107161
Date	Dec 9, 2025
Instrument	107161

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	160 CEDAR ST, STURBRIDGE, MA 01566-1357
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61287-47
Date	Oct 24, 2019
Book Page	61287/47
Instrument	112413

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 25, 2019
Property Address	160 CEDAR ST, STURBRIDGE, MA 01566-1357
Document Number	61116-271
Book / Page	061116 / 000271
Instrument Date	Sep 11, 2019
Instrument	99696
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 CENTURY FARM RD SUTTON MA 01590, SUTTON, MA 01590

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,266.00 (+0.02%)	$529,900 (+2.14%) Land $74,100 Building $455,800	$484,799 (+1.64%)
2025	$8,264.00 (+4.69%)	$518,800 (+8.38%) Land $71,300 Building $447,500	$476,995 (-)
2024	$7,894.00 (+5.72%)	$478,700 (+15.85%) Land $69,800 Building $408,900	$476,995
2023	$7,467.00	$413,200 Land $61,200 Building $352,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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