180 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 180 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,022 sqft · built 1987
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Aug 2026)
Tax Bill	$9,897 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202-01557-180`

Property Details

APN / Parcel Number

Primary APN	`202-01557-180`
Alternative APNs	`STUR M:202 B:000 L:1557-180` `M:202 B:000 L:1557=180`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,022 sqft Living Area
Gross Area	6,066 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-01557-180
Street Address	180 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	STURBRIDGE
Legal Lot Number	1557
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	180 CEDAR ST, STURBRIDGE, MA 01566-1358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BAY STATE SAVINGS BANK
Aug 16, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202675096
Deed Book / Page	74093 / 353
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000075096
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 27, 2026
Property Address	180 CEDAR ST, STURBRIDGE, MA 01566-1358
Document Number	0000075096
Book / Page	74093 / 353
Instrument Date	Aug 5, 2026
Instrument	202675096
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	180 CEDAR ST, STURBRIDGE, MA 01566-1358

Mortgage

Date	Aug 27, 2026

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 16, 2019
Property Address	180 CEDAR ST, STURBRIDGE, MA 01566-1358
Document Number	60893-61
Book / Page	060893 / 000061
Instrument Date	Jul 31, 2019
Instrument	82304
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 CEDAR ST STURBRIDGE MA 015661358, STURBRIDGE, MA 01566-1358

Mortgage

Document Number	60893-65
Date	Aug 16, 2019
Book Page	060893/000065
Instrument	82305

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,897.00 (+3.06%)	$634,400 (+5.24%) Land $88,300 Building $546,100	$688,573 (+10.05%)
2025	$9,603.00 (+2.18%)	$602,800 (+5.77%) Land $84,800 Building $518,000	$625,670 (+3%)
2024	$9,398.00 (+2.64%)	$569,900 (+12.47%) Land $83,000 Building $486,900	$607,430
2023	$9,156.00	$506,700 Land $72,100 Building $434,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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