17340 Charmy Downs, Wayzata, MN 55391 Property Records

Hennepin County property record for 17340 Charmy Downs, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 1,484 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-117-22-22-0063`

Property Details

APN / Parcel Number

Primary APN	`17-117-22-22-0063`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,484 sqft
Basement Area	890 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	111 ft deep x 121 ft wide
View / Lot	Lake
Garage Type	Basement
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	384 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	17340 CHARMY DOWNS
City	WAYZATA
State	MN
Zip	55391-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 001 BLOCK 001 A SHIAN 1ST ADDN S 121X111X180X171
Legal Range	22
Legal Township	117
Legal Section	17
Legal Quarter	22
Legal Subdivision	SHIAN 1ST ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3014
Census Tract	26302

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17340 CHARMY DR, WAYZATA, MN 55391
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 30, 2025
Transfer Doc	0011409231
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Oct 9, 2025
Property Address	17340 CHARMY DOWNS, WAYZATA, MN 55391-2868
Document Number	0A11409231
Instrument Date	Sep 30, 2025
Instrument	A11409231
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17340 CHARMY DOWNS, WAYZATA, MN 55391-2868

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	17340 CHARMY DOWNS, WAYZATA, MN 55391-2868
Document Number	0010643203
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17340 CHARMY DOWNS WAYZATA MN 553912868, WAYZATA, MN 55391-2868

Mortgage

Document Number	0010643203
Date	Mar 18, 2019
Instrument	10643203

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	17340 CHARMY DOWNS, WAYZATA, MN 55391-2868
Document Number	0010833466
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1740 CHARMY DOWNS WAYZATA MN 55391, WAYZATA, MN 55391

Mortgage

Document Number	0010833466
Date	Sep 2, 2020
Instrument	10833466

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,086.00 (+16.12%) Homeowner's exemption	$644,700 (+1.54%) Land $225,500 Building $419,200	$644,700 (+1.54%) Land $225,500 Building $419,200
2024		$634,900 (+5.1%) Land $225,500 Building $409,400	$634,900 (+5.1%) Land $225,500 Building $409,400
2023	$7,825.00 Homeowner's exemption
2022		$604,100 Land $225,500 Building $378,600	$604,100 Land $225,500 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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