17301 Charmy Downs, Wayzata, MN 55391 Property Records

Hennepin County property record for 17301 Charmy Downs, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 1,344 sqft · built 1983
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$511,000 (Jul 2016)
Tax Bill	$8,887 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-117-22-22-0068`

Property Details

APN / Parcel Number

Primary APN	`17-117-22-22-0068`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,344 sqft
Basement Area	941 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	17301 CHARMY DOWNS
City	WAYZATA
State	MN
Zip	55391-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 006 BLOCK 001 A SHIAN 1ST ADDN IRREGULAR
Legal Range	22
Legal Township	117
Legal Section	17
Legal Quarter	22
Legal Subdivision	SHIAN 1ST ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	3
Census Block	3014
Census Tract	26302

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17301 CHARMY DOWNS, WAYZATA, MN 55391-2868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	Nov 10, 2009 · Amount on Record
Deed Document Number	2016531130
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0000995408
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	17301 CHARMY DOWNS, WAYZATA, MN 55391-2868
Document Number	0010727031
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17301 CHARMY DOWNS WAYZATA MN 553912868, WAYZATA, MN 55391-2868

Mortgage

Document Number	0010727031
Date	Nov 20, 2019
Instrument	10727031

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,887.00 (+18.07%)	$632,400 (+8.27%) Land $225,500 Building $406,900	$632,400 (+8.27%) Land $225,500 Building $406,900
2023	$7,527.00 Homeowner's exemption
2022		$584,100 Land $225,500 Building $358,600	$584,100 Land $225,500 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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