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1733 Reflection Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1733 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,971 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$350,500 (2021)
Tax Bill$5,123.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631087600011400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,971 sqft Heated Area
Gross Area2,618 sqft Gross Area
1st Floor1,971 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area206 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1733 REFLECTION LN
CitySAINT CLOUD
StateFL
Zip34771-7554
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 140
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionTURTLE CREEK
Legal Phase2
Legal Tract876
Legal Lot Number140
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2071
Census Tract43600

Owner

Source: Osceola County records · APN 052631087600011400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 09, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 14, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 15, 2018Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 17, 2018Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2021 · Amount on Record
Deed SaleSep 09, 2021 · Amount on Record
Prior SaleMar 15, 2018 · Amount on Record
Deed Doc Number2021140315
Deed Book / Page6040 / 1266
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554

Mortgage

Document Number0064872601
DateOct 11, 2023
Book Page6487/2601
Instrument2023133785
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueOct 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 09, 2021
Property Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
Document Number0060401266
Book / Page6040 / 1266
Map ReferenceMB 24 PG 42
Instrument DateSep 02, 2021
Instrument2021140315
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,453.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1498 CATERPILLAR ST, 1498, SAINT CLOUD, FL 34771-7525

Transferred To (Grantee/Buyer)

NameVerified Name
Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554

Mortgage

Document Number60401268
DateSep 09, 2021
Instrument6040/1268
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554

Mortgage

Document Number0058500768
DateDec 14, 2020
Book Page5850/768
Instrument2020168988
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term328 Months
DueApr 01, 2048

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 15, 2018
Property Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
Document Number0053020947
Book / Page5302 / 0947
Map ReferenceMB24 PG42
Instrument DateMar 14, 2018
Instrument2018043227
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyESTATERN NATIONAL AGENYC LCL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,759.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address151 SOUTHHALL LN STE 120, 151, MAITLAND, FL 32751-7115

Transferred To (Grantee/Buyer)

NameVerified Name
Address1733 REDFLECTION LN, SAINT CLOUD, FL 34771-7554

Mortgage

Document Number2018043228
DateMar 15, 2018
Instrument2018043228
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1733 REFLECTION LN, SAINT CLOUD, FL 34771-7554
Document Number0052771357
Book / Page005277 / 001357
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,123.00 (+6%) Homeowner's exemption$329,136 (+5.99%)$346,700 (+0.73%) Land $75,000 Building $271,700
2023$4,833.00 (+3.4%) Homeowner's exemption$310,545 (+3%)$344,200 (+14.16%) Land $65,000 Building $279,200
2022$4,674.00 Homeowner's exemption$301,500 Land $60,000 Building $241,500$301,500 Land $60,000 Building $241,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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