Osceola County property record for 1735 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,844 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $347,000 (2018) |
| Tax Bill | $4,787.00 (2025) |
| Primary APN | 052631087600011410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,844 sqft Heated Area |
| Gross Area | 3,813 sqft Gross Area |
| 1st Floor | 1,301 sqft 1st Floor |
| Upper Floors | 1,543 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 560 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 339 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1735 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7554 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 141 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 141 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2071 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600011410
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1735 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Dec 03, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN MORTGAGE INC |
| Jan 17, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2018 · Amount on Record |
| Deed Sale | Dec 03, 2018 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Doc Number | 2018176763 |
| Deed Book / Page | 5442 / 0573 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1735 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0055652354 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1735 REFLECTION LN ST CLOUD FL 347717554, ST CLOUD, FL 34771-7554 |
| Document Number | 0055652354 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 005565/002354 |
| Instrument | 98718 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 30, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 03, 2018 |
| Property Address | 1735 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0054420573 |
| Book / Page | 5442 / 0573 |
| Map Reference | MB24 PG42 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018176763 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | EASTERN NATIONAL TITLE AGENC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,429.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 1735 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 2018176764 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 2018176764 |
| Name | K HOVNANIAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1735 REFLECTION LN, SAINT CLOUD, FL 34771-7554 |
| Document Number | 0052771357 |
| Book / Page | 005277 / 001357 |
| Instrument Date | Jan 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,787.00 (+6.02%) Homeowner's exemption | $310,373 (+5.99%) | $432,500 (-2.55%) Land $75,000 Building $357,500 |
| 2023 | $4,515.00 (+3.46%) Homeowner's exemption | $292,841 (+3%) | $443,800 (+14.29%) Land $65,000 Building $378,800 |
| 2022 | $4,364.00 Homeowner's exemption | $284,312 | $388,300 Land $60,000 Building $328,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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