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1728 Reflection Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1728 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,100 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$287,408 (2018)
Tax Bill$4,189.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087700011290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,100 sqft Heated Area
Gross Area2,856 sqft Gross Area
1st Floor2,100 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area315 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1728 REFLECTION LN
CitySAINT CLOUD
StateFL
Zip34771-7558
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 129
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number129
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2070
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700011290

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1728 REFLECTION LN, SAINT CLOUD, FL 34771-7558
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLONIAL SAVINGS FA
Apr 05, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2018 · Amount on Record
Deed SaleApr 05, 2018 · Amount on Record
Deed Doc Number2018053819
Deed Book / Page5312 / 0347
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1728 REFLECTION LN, SAINT CLOUD, FL 34771-7558
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 REFLECTION LN, SAINT CLOUD, FL 34771-7558

Mortgage

Document Number0060591840
DateOct 06, 2021
Book Page6059/1840
Instrument2021155189
Lender
NameCOLONIAL SAVINGS FA
TypeBank
AddressFORT WORTH, TX 76102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 05, 2018
Property Address1728 REFLECTION LN, SAINT CLOUD, FL 34771-7558
Document Number0053120347
Book / Page5312 / 0347
Map ReferenceMB25 PG38-40
Instrument DateMar 30, 2018
Instrument2018053819
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife) - Vendor Data Only
Address1728 REFLECTION LN, SAINT CLOUD, FL 34771-7558

Mortgage

Document Number2018053820
DateApr 05, 2018
Instrument2018053820
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,189.00 (+6.16%) Homeowner's exemption$276,941 (+5.99%)$359,500 (-0.83%) Land $75,000 Building $284,500
2023$3,946.00 (+3.52%) Homeowner's exemption$261,299 (+3%)$362,500 (+11.99%) Land $65,000 Building $297,500
2022$3,812.00 Homeowner's exemption$253,689$323,700 Land $60,000 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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