Osceola County property record for 1734 Reflection Ln, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,525 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,900 (2020) |
| Tax Bill | $4,811.00 (2024) |
| Primary APN | 06-26-31-0877-0001-1260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,525 sqft Living Area |
| Gross Area | 3,232 sqft Gross Area |
| 1st Floor | 2,133 sqft 1st Floor |
| Upper Floors | 392 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 266 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1734 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7558 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 126 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PH 3 & 4 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Block | 1260 |
| Legal Lot Number | 126 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2070 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-0877-0001-1260
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2023 | |
| Aug 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Nov 13, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2020 · Amount on Record |
| Deed Sale | Aug 03, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Doc Number | 2020101082 |
| Deed Book / Page | 5767 / 601 |
| Last Transfer Date | Jun 10, 2023 |
| Transfer Doc | 0065092518 |
| Record Refreshed | Sep 20, 2026 |
| Jurisdiction | OSCEOLA FL |
|---|---|
| Recording Date | Nov 27, 2023 |
| Property Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Number | 0065092518 |
| Book / Page | 6509 / 2518 |
| Map Reference | MB 25 PG 38-40 |
| Instrument Date | Jun 10, 2023 |
| Instrument | 2023154488 |
| Record Updated | Dec 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 03, 2020 |
| Property Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Number | 0057670601 |
| Book / Page | 5767 / 601 |
| Map Reference | MB 25 PG 38-40 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020101082 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,379.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CINNAMON COVE DR APT 306, 185, MELBOURNE, FL 32901-8525 |
| Name | Verified Name |
|---|---|
| Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Number | 0005767603 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 5767/603 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Number | 0052380381 |
| Book / Page | 5238 / 0381 |
| Map Reference | MB25 PG38-40 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 2017161733 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290 |
| Name | Verified Name |
|---|---|
| Address | 1734 REFLECTION LN, SAINT CLOUD, FL 34771-7558 |
| Document Number | 0052380383 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 5238/0383 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,976.00 (+3.43%) | $320,907 (+5.99%) | $412,600 (-1.29%) Land $75,000 Building $337,600 |
| 2024 | $4,811.00 (+2.49%) | ||
| 2023 | $4,694.00 (+3.44%) Homeowner's exemption | $302,780 (+3%) | $418,000 (+12.21%) Land $65,000 Building $353,000 |
| 2022 | $4,538.00 Homeowner's exemption | $293,962 | $372,500 Land $60,000 Building $312,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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