17315 Locust Ave, Patterson, CA 95363 Property Records

Stanislaus County property record for 17315 Locust Ave, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,086 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2012)
Tax Bill	$4,905 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-016-024-000`

Property Details

APN / Parcel Number

Primary APN	`048-016-024-000`
Alternative APNs	`0481624000` `0481624`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,086 sqft Living Area
Gross Area	2,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	17315 LOCUST AVE
City	PATTERSON
State	CA
Zip	95363-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A220
Legal Subdivision	PATTERSON COLONY 02
Legal Block	4
Legal Lot Number	454
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	4
Census Block	4044
Census Tract	3300

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2012 · Amount on Record
Deed Sale	Nov 8, 2012 · Amount on Record
Prior Sale	May 9, 2002 · Amount on Record
Deed Document Number	2012100018
Last Transfer Date	May 31, 2024
Transfer Doc	0000027553
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Apr 28, 2026
Property Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689
Document Number	0000023341
Instrument Date	Apr 23, 2026
Instrument	202623341
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689

Mortgage

Document Number	0000023341,
Date	Apr 28, 2026
Instrument	202623341

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 9, 2020
Property Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689
Document Number	0000101272
Map Reference	MB 5 PG 23
Instrument Date	Dec 3, 2020
Instrument	2020-0101272
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689

Mortgage

Document Number	0000101273
Date	Dec 9, 2020
Instrument	2020-0101273

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	17315 LOCUST AVE, PATTERSON, CA 95363-9689
Document Number	0000088452
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17315 LOCUST AVE PATTERSON CA 953639689, PATTERSON, CA 95363-9689

Mortgage

Document Number	0000088452
Date	Nov 30, 2017
Instrument	88452

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,905.00 (+4.58%) Homeowner's exemption	$409,580 (+2%) Land $69,702 Building $339,878
2025	$4,690.00 (+33.47%) Homeowner's exemption	$401,550 (+35.71%) Land $68,336 Building $333,214
2023	$3,514.00 (+5.53%) Homeowner's exemption	$295,891 Land $65,684 Building $230,207
2022	$3,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (1983–1997)
Most Recent Claim	Feb 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Xfinity.

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