1730 Saddle Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1730 Saddle Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	6 ba · 9,890 sqft · built 1995
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,900 (Dec 2001)
Tax Bill	$15,661 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-130-90036522`

Property Details

APN / Parcel Number

Primary APN	`04-130-90036522`
Alternative APNs	`413090036522` `13090036522`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	9,890 sqft Living Area
Gross Area	12,190 sqft
1st Floor Area	4,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	92,347 sqft
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Open Porch
Porch Area	108 sqft
Deck Area	684 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	13090036522
Street Address	1730 SADDLE DR
City	GAMBRILLS
State	MD
Zip	21054-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	LT 16 BK D SC 5 PL 2 BRETTON WOODS
Legal Subdivision	BRETTON WOODS
Legal Block	D
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	741000

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1730 SADDLE DR, GAMBRILLS, MD 21054-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Nov 1, 2019	Deed of Trust, Mortgage QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2001 · Amount on Record
Deed Sale	Dec 28, 2001 · Amount on Record
Deed Document Number	20018560
Deed Book / Page	11046 / 344
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1730 SADDLE DR, GAMBRILLS, MD 21054-1100
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0326140001
Date	Oct 30, 2018
Book Page	32614/001

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2019

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1730 SADDLE DR, GAMBRILLS, MD 21054-1100
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349740117
Date	Jul 30, 2020
Book Page	34974/117

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1730 SADDLE DR, GAMBRILLS, MD 21054-1100
Document Number	0338750122
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 SADDLE DR GAMBRILLS MD 210541100, GAMBRILLS, MD 21054-1100

Mortgage

Document Number	0338750122
Date	Nov 21, 2019
Book Page	033875/000122

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	7101 MAIN ST, QUEENSTOWN, MD 21658-1223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,617,100 (+16.72%)	$1,893,100 (+27.99%) Land $303,500 Building $1,589,600
2025	$15,661.00 (+9.79%)
2023	$14,265.00 Homeowner's exemption	$1,385,433	$1,479,100 Land $275,500 Building $1,203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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