Anne Arundel County property record for 1716 Saddle Dr, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,039 sqft · built 1990 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,900 (Oct 1989) |
| Tax Bill | $5,832 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-130-90036516 |
| Primary APN | 04-130-90036516 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,039 sqft Living Area |
| Gross Area | 3,691 sqft |
| 1st Floor Area | 3,039 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 280 sqft |
| Deck Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 13090036516 |
|---|---|
| Street Address | 1716 SADDLE DR |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | LT 9 BK D SC 5 PL 2 BRETTON WOODS |
| Legal Subdivision | BRETTON WOODS |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 741000 |
1716 Saddle Dr is owned and occupied by two individuals who bought it in October 1989.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1716 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 1989 · Amount on File |
| Deed Sale | Oct 10, 1989 · Amount on File |
| Deed Book / Page | 4947 / 281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1716 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1716 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Document Number | 0403800001 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 40380/1 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 5, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1716 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Document Number | 0311310023 |
| Book / Page | 031131 / 000023 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1716 SADDLE DR GAMBRILLS MD 210541100, GAMBRILLS, MD 21054-1100 |
| Document Number | 0311310023 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 031131/000023 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Jul 6, 2054 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1716 Saddle Dr was $5,832 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,900 | $798,900 Land $303,000 Building $495,900 | |
| 2025 | $5,832.00 | ||
| 2023 | $4,925.00 Homeowner's exemption | $606,800 | $665,400 Land $275,000 Building $390,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1716 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1716 Saddle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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