1729 Saddle Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1729 Saddle Dr, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details9.5 ba · 17,566 sqft · built 2005
Lot Size6.33 acres (276,170 sqft)
Owner2 Individual Names on Record
Last Sale$960,001 (Oct 2020)
Tax Bill$18,470 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-130-90036525

Property Details

APN / Parcel Number

Primary APN04-130-90036525
Alternative APNs
  • 4-130-90036525
  • 13090036525

Interior

Full Baths9.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area17,566 sqft Living Area
Gross Area18,899 sqft
1st Floor Area7,638 sqft
Basement Area6,500 sqft
Finished Basement6,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area276,170 sqft
Garage TypeAttached
Garage Area1,333 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area672 sqft
PorchOpen Porch
Porch Area168 sqft
Deck Area152 sqft
Patio Area1,705 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number13090036525
Street Address1729 SADDLE DR
CityGAMBRILLS
StateMD
Zip21054-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD
Legal DescriptionLT 19 BK C SC 5 PL 3 BRETTON WOODS
Legal SubdivisionBRETTON WOODS
Legal BlockC
Legal Lot Number19
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract741000

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1729 SADDLE DR, GAMBRILLS, MD 21054-1101
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Oct 2, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Book / Page35321 / 485
Prior Transfer DateDec 22, 2006
Prior Transfer Doc0189770358
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1729 SADDLE DR, GAMBRILLS, MD 21054-1101
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0364180329
DateMar 25, 2021
Book Page36418/329
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 2, 2020
Property Address1729 SADDLE DR, GAMBRILLS, MD 21054-1101
Document Number0353210485
Book / Page35321 / 485
Map ReferenceMB 87 PL 15
Instrument DateAug 12, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,400.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1729 SADDLE DR, GAMBRILLS, MD 21054-1101

Mortgage

Document Number0035321492
DateOct 2, 2020
Instrument35321/492
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionANNE ARUNDEL MD
Recording DateApr 29, 2019
Property Address1729 SADDLE DR, GAMBRILLS, MD 21054-1101
Document Number0330800257
Book / Page033080 / 000257
Instrument DateDec 11, 2018
Transaction TypeForeclosure
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,000.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1729 SADDLE DR GAMBRILLS MD 210541101, GAMBRILLS, MD 21054-1101

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,179,400 (+11.13%)$3,816,200 (+33.39%) Land $322,500 Building $3,493,700
2025$18,470.00 (+2.42%) Homeowner's exemption$2,861,000 (+46.44%) Land $294,500 Building $2,566,500$2,861,000 (-) Land $294,500 Building $2,566,500
2024$18,034.00 (+7.08%)
2023$16,842.00 Homeowner's exemption$1,953,667$2,861,000 Land $294,500 Building $2,566,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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