Anne Arundel County property record for 1728 Saddle Dr, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,152 sqft · built 1993 |
| Lot Size | 3.26 acres (142,441 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Jan 1993) |
| Tax Bill | $7,058 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-130-90036521 |
| Primary APN | 04-130-90036521 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,152 sqft Living Area |
| Gross Area | 3,394 sqft |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 142,441 sqft |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 416 sqft |
| Patio Area | 120 sqft |
| Balcony Area | 273 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 13090036521 |
|---|---|
| Street Address | 1728 SADDLE DR |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | LT 15 BK D SC 5 PL 2 BRETTON WOODS |
| Legal Subdivision | BRETTON WOODS |
| Legal Block | D |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 741000 |
1728 Saddle Dr is owned and occupied by two individuals who bought it in January 1993.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1728 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 1993 · Amount on File |
| Deed Sale | Jan 5, 1993 · Amount on File |
| Deed Book / Page | 5905 / 817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1728 SADDLE DR, GAMBRILLS, MD 21054-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0322930126 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 32293/126 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1728 Saddle Dr was $7,058 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $883,000 (+5.42%) | $973,800 (+16.26%) Land $308,700 Building $665,100 | |
| 2025 | $7,058.00 Homeowner's exemption | $837,600 Land $280,700 Building $556,900 | $837,600 Land $280,700 Building $556,900 |
| 2023 | $6,068.00 Homeowner's exemption | $737,133 | $837,600 Land $280,700 Building $556,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1728 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1728 Saddle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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