Bay County property record for 161 Martingale Loop, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,981 sqft · built 2021 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $484,900 (Nov 2021) |
| Tax Bill | $4,808 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11281-250-240 |
| Primary APN | 11281-250-240 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,981 sqft Heated Area |
| Gross Area | 3,804 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 158 ft deep x 50 ft wide |
| Pool Area | 288 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 161 MARTINGALE LOOP |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | PLANTATION AT COLLEGE POINT LOT 24 ORB 4490 P 1613 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION AT COLLEGE POINT |
| Legal Lot Number | 24 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1402 |
Source: Bay County records · APN 11281-250-240
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| May 12, 2020 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Jan 14, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Dec 28, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Sep 24, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 2021089828 |
| Deed Book / Page | 4490 / 1613 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0044901613 |
| Book / Page | 4490 / 1613 |
| Map Reference | MB 25 PG 28-31 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021089828 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,394.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0044901614 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 4490/1614 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0042571104 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0042571104 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 004257/001104 |
| Instrument | 35267 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | May 31, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0042151314 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0040821427 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040821427 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 004082/001427 |
| Instrument | 9486 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Jan 23, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 161 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0040561526 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040561526 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 004056/001526 |
| Instrument | 61522 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Oct 29, 2019 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,808.00 (+2.47%) Homeowner's exemption Widower's exemption | $433,247 (+4.26%) Land $70,600 Building $362,647 | $433,247 (-1.05%) Land $70,600 Building $362,647 |
| 2023 | $4,692.00 (+10.35%) Homeowner's exemption Disabled Person's exemption | $415,557 (+3%) | $437,835 (+8.52%) Land $60,400 Building $377,435 |
| 2022 | $4,252.00 Homeowner's exemption Disabled Person's exemption | $403,453 Land $55,000 Building $348,453 | $403,453 Land $55,000 Building $348,453 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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