173 Farley Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 173 Farley Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 800 sqft · built 1951
Lot Size	0.207 acres (9,015 sqft)
Owner	Individual Name on Record
Last Sale	$246,969 (Oct 2023)
Tax Bill	$3,228 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0735-00420`

Property Details

APN / Parcel Number

Primary APN	`010-0735-00420`
Alternative APNs	`1156070` `5359`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Gross Area
1st Floor Area	800 sqft
Basement Area	48 sqft
Finished Basement	48 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,015 sqft (0.207 acres)
Garage Area	572 sqft
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1156070
Street Address	173 FARLEY LN
City	DULUTH
State	MN
Zip	55803-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 EX ELY 75 FT AND ELY 50 FT OF LOT13 SERIAL #
Legal Subdivision	COTTAGE GROVE ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3023
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 W AUSTIN ST, DULUTH, MN 55803-1759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on Record
Deed Sale	Oct 9, 2023 · Amount on Record
Deed Document Number	20231073191
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	0000903602
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2023
Property Address	173 FARLEY LN, DULUTH, MN 55803-1526
Document Number	0001073191
Instrument Date	Oct 4, 2023
Instrument	1073191
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 FARLEY LN, DULUTH, MN 55803-1526

Mortgage

Document Number	0001073565
Date	Oct 19, 2023
Instrument	1073565

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,228.00 (+18.76%) Homeowner's exemption
2025	$2,718.00 (-4.09%) Homeowner's exemption	$272,300 (+23.21%) Land $33,100 Building $239,200	$272,300 (+23.21%) Land $33,100 Building $239,200
2024		$221,000 (+17.55%) Land $33,600 Building $187,400	$221,000 (+17.55%) Land $33,600 Building $187,400
2023	$2,834.00
2022		$188,000 Land $39,000 Building $149,000	$188,000 Land $39,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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