176 Farley Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 176 Farley Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,265 sqft · built 1959
Lot Size	0.193 acres (8,434 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2022)
Tax Bill	$4,412 (2026)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0735-00305`

Property Details

APN / Parcel Number

Primary APN	`010-0735-00305`
Alternative APN	`1131513`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,265 sqft Gross Area
1st Floor Area	1,265 sqft
Basement Area	72 sqft
Finished Basement	72 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,434 sqft (0.193 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	8 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1131513
Street Address	176 FARLEY LN
City	DULUTH
State	MN
Zip	55803-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX WLY 100 FT SERIAL #
Legal Subdivision	COTTAGE GROVE ADDITION TO DULUTH
Legal Block	2
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3024
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 FARLEY LN, DULUTH, MN 55803-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF BEMIDJI
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	20221057525
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0000798390
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2022
Property Address	176 FARLEY LN, DULUTH, MN 55803-1525
Document Number	0001057525
Instrument Date	Jun 3, 2022
Instrument	1057525
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	176 FARLEY LN, DULUTH, MN 55803-1525

Mortgage

Document Number	0001057526
Date	Jun 9, 2022
Instrument	1057526

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Aug 18, 2027

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 15, 2018
Property Address	176 FARLEY LN, DULUTH, MN 55803-1525
Document Number	00T1003778
Instrument Date	Oct 12, 2018
Instrument	T1003778
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 FARLEY LN DULUTH MN 558031525, DULUTH, MN 55803-1525

Mortgage

Document Number	A1003779
Date	Oct 15, 2018
Instrument	A1003779

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,412.00 (+11.87%) Homeowner's exemption
2025	$3,944.00 (+3.57%) Homeowner's exemption	$357,400 (+17.49%) Land $32,100 Building $325,300	$357,400 (+17.49%) Land $32,100 Building $325,300
2024	$3,808.00	$304,200 (+15.1%) Land $32,400 Building $271,800	$304,200 (+15.1%) Land $32,400 Building $271,800
2022		$264,300 Land $37,600 Building $226,700	$264,300 Land $37,600 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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