158 Farley Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 158 Farley Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,027 sqft · built 1958
Lot Size	0.282 acres (12,290 sqft)
Owner	Individual Name on Record
Tax Bill	$3,304 (2026)
Deeds & Mortgages	Jul 2026 Transfer Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0735-00245`

Property Details

APN / Parcel Number

Primary APN	`010-0735-00245`
Alternative APNs	`1191052` `41743`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,027 sqft Gross Area
1st Floor Area	1,027 sqft
Basement Area	507 sqft
Finished Basement	507 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	12,290 sqft (0.282 acres)
Garage Area	440 sqft
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1191052
Street Address	158 FARLEY LN
City	DULUTH
State	MN
Zip	55803-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 30 FT OF LOT 10 AND E 35 FT OF LOT 11 SERIAL #
Legal Subdivision	COTTAGE GROVE ADD DULUTH
Legal Block	2
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3024
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 FARLEY LN, DULUTH, MN 55803-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 17, 2025	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 22, 2026
Transfer Doc	0001104018
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 27, 2026
Property Address	158 FARLEY LN, DULUTH, MN 55803-1525
Document Number	0001104018
Instrument Date	Jul 22, 2026
Instrument	20261104018
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 FARLEY LN, DULUTH, MN 55803-1525

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2025
Property Address	158 FARLEY LN, DULUTH, MN 55803-1525
Document Number	0001096295
Instrument Date	Oct 14, 2025
Instrument	1096295
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 FARLEY LN, DULUTH, MN 55803-1525

Mortgage

Document Number	0001096296
Date	Nov 17, 2025
Instrument	1096296

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	158 FARLEY LN, DULUTH, MN 55803-1525
Document Number	00T1030346
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	158 FARLEY LN DULUTH MN 558031525, DULUTH, MN 55803-1525

Mortgage

Document Number	00T1030346
Date	Oct 12, 2020
Instrument	T1030346

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,304.00 (+11.62%) Homeowner's exemption
2025	$2,960.00 (+0.14%) Homeowner's exemption	$283,600 (+19.41%) Land $38,700 Building $244,900	$283,600 (+19.41%) Land $38,700 Building $244,900
2024	$2,956.00	$237,500 (+14.57%) Land $39,200 Building $198,300	$237,500 (+14.57%) Land $39,200 Building $198,300
2022		$207,300 Land $45,500 Building $161,800	$207,300 Land $45,500 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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