St. Louis County property record for 185 Farley Ln, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 880 sqft · built 1951 |
| Lot Size | 0.306 acres (13,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Nov 2023) |
| Tax Bill | $3,160 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0735-00445 |
| Primary APN | 010-0735-00445 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Gross Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,335 sqft (0.306 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1157811 |
|---|---|
| Street Address | 185 FARLEY LN |
| City | DULUTH |
| State | MN |
| Zip | 55803-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX ELY 30 FT SERIAL # |
| Legal Subdivision | COTTAGE GROVE ADDITION TO DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 100 |
Source: St. Louis County records · APN 010-0735-00445
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Nov 14, 2023 | Conservator's Deed, Transfer · Conventional Mortgage BELL BANK |
| Aug 25, 2022 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Jul 11, 2022 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2022 · Amount on Record |
| Deed Document Number | 20231074418 |
| Prior Transfer Date | Dec 06, 2006 |
| Prior Transfer Doc | 0000829319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Number | 0001098434 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 1098434 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 14, 2023 |
| Property Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Number | 0001074418 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 1074418 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Number | 0001074419 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 1074419 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 25, 2022 |
| Property Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Number | 0001060473 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 1060473 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 11, 2022 |
| Property Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
| Document Number | 0001058619 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 1058619 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 FARLEY LN, DULUTH, MN 55803-1526 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,160.00 (+10.8%) Homeowner's exemption | ||
| 2025 | $2,852.00 (+0.71%) Homeowner's exemption | $269,200 (+16.99%) Land $40,400 Building $228,800 | $269,200 (+16.99%) Land $40,400 Building $228,800 |
| 2024 | $230,100 (+12.35%) Land $39,100 Building $191,000 | $230,100 (+12.35%) Land $39,100 Building $191,000 | |
| 2023 | $2,832.00 Homeowner's exemption | ||
| 2022 | $204,800 Land $45,400 Building $159,400 | $204,800 Land $45,400 Building $159,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370001003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 366 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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