17299 Smith Mill Rd, Smithville, MO 64089 Property Records

Clay County property record for 17299 Smith Mill Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,519 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on Record
Last Sale	$838,565 (Mar 2024)
Tax Bill	$11,215 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-502-00-04-010.00`

Property Details

APN / Parcel Number

Primary APN	`05-502-00-04-010.00`
Alternative APNs	`5502000401000` `346259`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,519 sqft Living Area
1st Floor Area	2,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17299 SMITH MILL RD
City	SMITHVILLE
State	MO
Zip	64089-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS OF WHISKEY RIDGE PHASE II LT 10
Legal Range	33W
Legal Township	53N
Legal Section	15
Legal Subdivision	BLUFFS OF WHISKEY RIDGE PHASE II
Legal Phase	2
Legal Lot Number	10
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1015
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS BANK & TRUST
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST
Apr 27, 2023	Intrafamily Transfer, Transfer
Aug 21, 2018	Deed of Trust, Mortgage CAPITOL FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Apr 27, 2023
Deed Document Number	20246221
Deed Book / Page	9711 / 70
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0000009446
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006350
Date	Mar 29, 2024
Book Page	9712/36
Instrument	2024006350

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 28, 2024
Property Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518
Document Number	0000006221
Book / Page	9711 / 70
Instrument Date	Mar 27, 2024
Instrument	2024006221
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	SECURITY 1ST TITLE/NEVADA, SECURITY 1ST TTL ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518

Mortgage

Document Number	0000006222
Date	Mar 28, 2024
Instrument	2024006222

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Apr 27, 2023
Property Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518
Document Number	0000009446
Book / Page	9552 / 37
Instrument Date	Apr 26, 2023
Instrument	2023009446
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	17299 SMITH MILL RD, SMITHVILLE, MO 64089-4518
Document Number	0000027637
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17299 SMITH MILL RD SMITHVILLE MO 64089, SMITHVILLE, MO 64089

Mortgage

Document Number	0000027637
Date	Aug 23, 2018
Book Page	008266/000136
Instrument	27637

Lender

Name	CAPITOL FSB
Type	Federal Savings Bank
Address	TOPEKA, KS 66603

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 22, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,215.00 (+20.13%)	$157,570 (+16.55%)	$829,316 (+16.55%)
2023	$9,336.00	$135,200	$711,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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