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1728 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1728 Elf Dr, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,530 sqft Living Area
Lot Size11,200 sqft (0.257 acres)
OccupancyOwner Occupied
Last Sale$243,900 (2024)
Tax Bill$1,339.00 (2024)

Property Details

APN / Parcel Number

Primary APNC055913000000240
Alternative APN
  • C-05-35-29-130-0000-0240

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,530 sqft Living Area
1st Floor1,115 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1989
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,200 sqft (0.257 acres)
Depth X Width140 ft x 80 ft Depth x Width
Driveway1 Driveway
Driveway Area300 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area464 sqft Garage
CarportCarport
Carport Area400 sqft Carport

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area420 sqft Shed
Patio Area126 sqft Patio
PorchEnclosed Porch
Porch Area205 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC055913000000240
Street Address1728 ELF DR
CitySEBRING
StateFL
Zip33875-5509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRANCIS SPARTA EST PB 13 PG 51 LOT 24
Legal Range29E
Legal Township35S
Legal Section05
Legal SubdivisionFRANCIS SPARTA EST
Legal Lot Number24
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup1
Census Block1044
Census Tract961303

Owner

Source: Highlands County records · APN C055913000000240

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1728 ELF DR, SEBRING, FL 33875-5509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU
Jun 07, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Apr 22, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleApr 22, 2019 · Amount on Record
Deed Doc Number2196273
Deed Book / Page3034 / 269
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 28, 2024
Property Address1728 ELF DR, SEBRING, FL 33875-5509
Document Number0002196273
Book / Page3034 / 269
Map ReferenceMB 13 PG 51
Instrument DateMar 26, 2024
Instrument2196273
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanySOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,707.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1728 ELF DR, SEBRING, FL 33875-5509

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 ELF DR, SEBRING, FL 33875-5509

Mortgage

Document Number0002196274
DateMar 28, 2024
Book Page3034/271
Instrument2196274
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1728 ELF DR, SEBRING, FL 33875-5509
Transaction TypeMortgage
Record UpdatedMay 04, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 ELF DR, SEBRING, FL 33875-5509

Mortgage

Document Number0002037945
DateJun 07, 2021
Book Page2828/1543
Instrument2037945
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term343 Months
DueJan 01, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 22, 2019
Property Address1728 ELF DR, SEBRING, FL 33875-5509
Document Number0001937116
Book / Page2688 / 1044
Map ReferenceMB 13 PG 51
Instrument DateApr 18, 2019
Instrument1937116
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$917.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address215 SWALLOW AVE, 215, SEBRING, FL 33870-6740

Transferred To (Grantee/Buyer)

NameVerified Name
Address1728 ELF DR, SEBRING, FL 33875-5509

Mortgage

Document Number0001937118
DateApr 22, 2019
Instrument1937118
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$177,022 (+58.01%) Land $10,000 Building $167,022$177,022 (-8.54%) Land $10,000 Building $167,022
2024$1,339.00 (+3.4%)
2023$1,295.00 (+2.45%) Homeowner's exemption$112,031 (+3%)$193,541 (+30.81%) Land $8,500 Building $185,041
2022$1,264.00 Homeowner's exemption$108,768$147,953 Land $6,500 Building $141,453

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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