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1720 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1720 Elf Dr, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,771 sqft Living Area
Lot Size16,800 sqft (0.385 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2020)
Tax Bill$1,625.00 (2024)

Property Details

APN / Parcel Number

Primary APNC055913000000210
Alternative APN
  • C-05-35-29-130-0000-0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,771 sqft Living Area
1st Floor1,595 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,800 sqft (0.385 acres)
Depth X Width140 ft x 120 ft Depth x Width
Driveway1 Driveway
Driveway Area374 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area272 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area231 sqft Shed
Patio Area140 sqft Patio
PorchOpen Porch
Porch Area322 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC055913000000210
Street Address1720 ELF DR
CitySEBRING
StateFL
Zip33875-5509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRANCIS SPARTA EST PB 13 PG 51 LOT 21-LESS W 1/2 + ALL LOT 22
Legal Range29E
Legal Township35S
Legal Section05
Legal SubdivisionFRANCIS SPARTA EST
Legal Lot Number21
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup1
Census Block1044
Census Tract961303

Owner

Source: Highlands County records · APN C055913000000210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1720 ELF DR, SEBRING, FL 33875-5509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Aug 20, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
May 24, 2019Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK
May 04, 2018Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK
May 04, 2017Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleNov 28, 2012 · Amount on Record
Deed Doc Number1995655
Deed Book / Page2768 / 1266
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1720 ELF DR, SEBRING, FL 33875-5509
Transaction TypeMortgage
Record UpdatedSep 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 ELF DR, SEBRING, FL 33875-5509

Mortgage

Document Number0002165248
DateAug 21, 2023
Book Page2993/1099
Instrument2165248
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 20, 2020
Property Address1720 ELF DR, SEBRING, FL 33875-5509
Document Number0001995655
Book / Page2768 / 1266
Map ReferenceMB 13 PG 51
Instrument DateAug 19, 2020
Instrument1995655
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanySUNSTATE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1855 SCHLOSSER RD, 1855, SEBRING, FL 33875-5377

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 ELF DR, SEBRING, FL 33875-5509

Mortgage

Document Number0027681268
DateAug 20, 2020
Instrument2768/1268
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address1720 ELF DR, SEBRING, FL 33875-5509
Document Number0001945128
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 THISELDO LN SEBRING FL 338756347, SEBRING, FL 33875-6347

Mortgage

Document Number0001945128
DateJun 20, 2019
Book Page002698/001640
Instrument1945128
Lender
NameWAUCHULA ST BK
TypeBank
AddressSEBRING, FL 33872
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJun 19, 2020

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address1720 ELF DR, SEBRING, FL 33875-5509
Document Number0001900251
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 THISELDO LN SEBRING FL 33875, SEBRING, FL 33875

Mortgage

Document Number0001900251
DateJun 15, 2018
Book Page002640/001895
Instrument1900251
Lender
NameWAUCHULA ST BK
TypeBank
AddressSEBRING, FL 33872
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJun 14, 2019

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address1720 ELF DR, SEBRING, FL 33875-5509
Document Number0001853244
Book / Page002581 / 000189
Instrument DateMay 04, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 THISELDO LN SEBRING FL 338756347, SEBRING, FL 33875-6347

Mortgage

Document Number0001853244
DateMay 15, 2017
Book Page002581/000189
Instrument1853244
Lender
NameWAUCHULA ST BK
TypeBank
AddressSEBRING, FL 33872
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueMay 14, 2018

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$140,561 (+9.29%)$208,031 (-6.35%) Land $15,000 Building $193,031
2024$1,625.00 (+6.49%)
2023$1,526.00 (+2.14%) Homeowner's exemption$128,607 (+3%)$222,132 (+30.57%) Land $12,750 Building $209,382
2022$1,494.00 Homeowner's exemption$124,861$170,120 Land $9,750 Building $160,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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