1809 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1809 Elf Dr, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,436 sqft Living Area
Lot Size	16,895 sqft (0.387 acres)
Occupancy	Owner Occupied
Last Sale	$169,000 (2018)
Tax Bill	$418.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C055913000000060`
Alternative APN	`C-05-35-29-130-0000-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,436 sqft Living Area
1st Floor	1,824 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Slate Roof
Lot Area	16,895 sqft (0.387 acres)
Depth X Width	141 ft x 80 ft Depth x Width
Driveway	1 Driveway
Driveway Area	544 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	690 sqft Garage

Exterior Amenities

Pool Type	Pool, Fiberglass Pool Type
Pool Area	240 sqft Pool
Shed	1 Shed
Shed Area	24 sqft Shed
Patio Area	16 sqft Patio
Porch	Enclosed Porch
Porch Area	366 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C055913000000060
Street Address	1809 ELF DR
City	SEBRING
State	FL
Zip	33875-5544
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FRANCIS SPARTA EST PB 13 PG 51 LOT 6 + E 1/2 OF LOT 7
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	FRANCIS SPARTA EST
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	1
Census Block	1044
Census Tract	961303

Owner

Source: Highlands County records · APN C055913000000060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1809 ELF DR, SEBRING, FL 33875-5544
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Deed Doc Number	1880687
Deed Book / Page	2616 / 1832
Record Refreshed	Jun 08, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 18, 2018
Property Address	1809 ELF DR, SEBRING, FL 33875-5544
Document Number	0001880687
Book / Page	2616 / 1832
Map Reference	MB13 PG51
Instrument Date	Jan 17, 2018
Instrument	1880687
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1809 ELF DR, 1809, SEBRING, FL 33875-5544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 ELY DR, SEBRING, FL 33875-5544

Mortgage

Document Number	0001880688
Date	Jan 18, 2018
Instrument	1880688

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,885 (+15.05%)	$245,001 (-4.13%) Land $15,000 Building $230,001
2024	$418.00 (+8.85%)
2023	$384.00 (+4.63%) Disabled Person's exemption Veteran's exemption	$146,790 (+5.89%)	$255,563 (+34.08%) Land $12,750 Building $242,813
2022	$367.00 Disabled Person's exemption Veteran's exemption	$138,625	$190,602 Land $9,750 Building $180,852

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.