1806 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1806 Elf Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,883 sqft · built 1986
Lot Size	0.514 acres (22,400 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Oct 2025)
Tax Bill	$435 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`C055913000000260`

Property Details

APN / Parcel Number

Primary APN	`C055913000000260`
Alternative APN	`C-05-35-29-130-0000-0260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,883 sqft Living Area
1st Floor Area	2,634 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,400 sqft (0.514 acres)
Lot Dimensions	140 ft deep x 160 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	504 sqft
Patio Area	504 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C055913000000260
Street Address	1806 ELF DR
City	SEBRING
State	FL
Zip	33875-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FRANCIS SPARTA EST PB 13 PG 51 LOTS 26 + 27
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	FRANCIS SPARTA EST
Legal Lot Number	26-27 27
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1044
Census Tract	961303

Owner

Source: Highlands County records · APN C055913000000260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1806 ELF DR, SEBRING, FL 33875-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · FHA Mortgage ALL WESTERN MORTGAGE INC
Oct 21, 2025	Affidavit, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Dec 30, 2005
Deed Document Number	2284102
Deed Book / Page	3151 / 1848
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 21, 2025
Property Address	1806 ELF DR, SEBRING, FL 33875-5510
Document Number	0002284102
Book / Page	3151 / 1848
Map Reference	MB 13 PG 51
Instrument Date	Oct 09, 2025
Instrument	2284102
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14830 CHOATE CIR, CHARLOTTE, NC 28273-9105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 ELF DR, SEBRING, FL 33875-5510

Mortgage

Document Number	0031511852
Date	Oct 21, 2025
Instrument	3151/1852

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Mortgage

Document Number	0002284104
Date	Oct 21, 2025
Book Page	3151/1866
Instrument	2284104

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2035

October 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 21, 2025
Property Address	1806 ELF DR, SEBRING, FL 33875-5510
Document Number	0002284101
Book / Page	3151 / 1847
Map Reference	MB 13 PG 51
Instrument Date	Oct 09, 2025
Instrument	2284101
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,298 (-8.01%) Land $20,000 Building $263,298	$283,298 (-8.01%) Land $20,000 Building $263,298
2024	$435.00 (+9.3%) Additional exemption filed	$307,975 (-0.06%) Land $17,000 Building $290,975	$307,975 (-0.06%) Land $17,000 Building $290,975
2023	$398.00 (+4.74%) Additional exemption filed	$308,161 (+30.23%) Land $17,000 Building $291,161	$308,161 (+30.23%) Land $17,000 Building $291,161
2022	$380.00 Additional exemption filed	$236,634 Land $13,000 Building $223,634	$236,634 Land $13,000 Building $223,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

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