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1727 Ontario Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1727 Ontario Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,672 sqft · built 2007
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Jul 2022)
Tax Bill$6,063 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-12-181-013-000

Property Details

APN / Parcel Number

Primary APN07-12-181-013-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,672 sqft Living Area
1st Floor Area1,672 sqft
Basement Area1,672 sqft
Unfinished Basement1,672 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Garage Area1,009 sqft
DrivewayConcrete Driveway
Driveway Area1,115 sqft
PorchSlab
Porch Area64 sqft
Patio Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1727 ONTARIO DR
CityWATERLOO
StateIL
Zip62298-5597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 NORTH WINDS PHASE 1
Legal Range10W
Legal Township02S
Legal Section12
Legal SubdivisionNORTH WINDS
Legal Lot Number13
JurisdictionMONROE IL
Township / Civil Division30
Census Block Group4
Census Block4007
Census Tract600401

Owner

Source: Monroe County records · APN 07-12-181-013-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1727 ONTARIO DR, WATERLOO, IL 62298-5597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2022Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2022 · Amount on Record
Deed SaleJul 08, 2022 · Amount on Record
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 08, 2022
Property Address1727 ONTARIO DR, WATERLOO, IL 62298-5597
Document Number0000425083
Map ReferenceDOC 298485
Instrument DateJul 08, 2022
Instrument425083
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 STATION XING, 403, WATERLOO, IL 62298-1885

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1727 ONTARIO DR, WATERLOO, IL 62298-5597

Mortgage

Document Number0000425084
DateJul 08, 2022
Instrument425084
Lender
NameBUSEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.38%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1727 ONTARIO DR, WATERLOO, IL 62298-5597
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000407432
DateApr 21, 2020
Instrument407432
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2040
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1727 ONTARIO DR, WATERLOO, IL 62298-5597
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412623
DateNov 18, 2020
Instrument412623
Lender
NameMONTGOMERY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$112,530 (+29.33%) Land $17,150 Building $95,380$337,590 (+29.33%) Land $51,450 Building $286,140
2024$6,063.00
2022Additional exemption filed$87,010 Land $15,620 Building $71,390$261,030 Land $46,860 Building $214,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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