Monroe County property record for 1723 Ontario Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,133 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $353,000 (2019) |
| Tax Bill | $7,495.00 (2024) |
| Primary APN | 07-12-181-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,133 sqft Living Area |
| 1st Floor | 2,133 sqft 1st Floor |
| Basement Area | 2,133 sqft Basement |
| Unfinished Basement | 2,133 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 783 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 1723 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5597 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-12-181-012-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jan 12, 2022 | Transfer on Death Deed, Transfer |
| Apr 11, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FCB BANKS |
| Nov 09, 2018 | Trustee's Deed, Construction Loan · Line of Credit FCB BK |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit FCB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Deed Doc Number | 2019400843 |
| Last Transfer Date | Jan 10, 2022 |
| Transfer Doc | 0000422048 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000404120 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 404120 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 12, 2022 |
| Property Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000422048 |
| Map Reference | DOC 297219 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 422048 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 11, 2019 |
| Property Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000400843 |
| Map Reference | DOC297219 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 400843 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000400844 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 400844 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 09, 2018 |
| Property Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 398685 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 30, 2018 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST #E COLUMBIA IL 622362499, E, COLUMBIA, IL 62236-2499 |
| Document Number | 0000398685 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 398685 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1723 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000393192 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST #E COLUMBIA IL 622362499, E, COLUMBIA, IL 62236-2499 |
| Document Number | 0000393192 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 393192 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 29, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,400 (+4.92%) Land $16,790 Building $136,610 | $460,200 (+4.92%) Land $50,370 Building $409,830 | |
| 2024 | $7,495.00 | $146,206 (+19.59%) Land $16,401 Building $129,805 | $438,618 (+19.59%) Land $49,203 Building $389,415 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $122,260 Land $15,410 Building $106,850 | $366,780 Land $46,230 Building $320,550 |
1723 Ontario Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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