Monroe County property record for 1707 Ontario Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2021 |
| Square Footage | 1,775 sqft Living Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2020) |
| Tax Bill | $7,196.00 (2024) |
Source: Monroe County records · APN 07-12-181-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS & LOAN |
| Apr 29, 2022 | Transfer on Death Deed, Transfer |
| May 26, 2020 | Grant Deed, Subdivision Related Transfer ACCENT TITLE |
| Nov 30, 2017 | Deed of Trust, Mortgage · Line of Credit FCB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Last Transfer Date | Apr 25, 2022 |
| Transfer Doc | 0000424045 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000423894 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 423894 |
| Name | THIRD FEDERAL SAVINGS & LOAN |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 29, 2022 |
| Property Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000424045 |
| Map Reference | DOC 298484 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 424045 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 26, 2020 |
| Property Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000408159 |
| Instrument Date | May 22, 2020 |
| Instrument | 408159 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 BARRETT DR SWANSEA IL 622261127, SWANSEA, IL 62226-1127 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1707 ONTARIO DR, WATERLOO, IL 62298-5597 |
| Document Number | 0000393192 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 808 S MAIN ST #E COLUMBIA IL 622362499, E, COLUMBIA, IL 62236-2499 |
| Document Number | 0000393192 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 393192 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 29, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,660 (+35.48%) Land $17,350 Building $125,310 | $427,980 (+35.48%) Land $52,050 Building $375,930 | |
| 2024 | $7,196.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $105,300 Land $15,730 Building $89,570 | $315,900 Land $47,190 Building $268,710 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-12-181-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,775 sqft Living Area |
| 1st Floor | 1,775 sqft 1st Floor |
| Basement Area | 1,775 sqft Basement |
| Unfinished Basement | 1,775 sqft Unfinished |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 1707 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5597 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 600401 |
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