Monroe County property record for 1700 Ontario Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,336 sqft Living Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2020) |
| Tax Bill | $8,633.00 (2024) |
| Primary APN | 07-12-181-047-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,336 sqft Living Area |
| 1st Floor | 2,336 sqft 1st Floor |
| Basement Area | 2,336 sqft Basement |
| Unfinished Basement | 2,336 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 768 sqft Garage |
| Patio Area | 548 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1700 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5598 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 47 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | NORTH WINDS |
| Legal Lot Number | 47 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 4 |
| Census Block | 4058 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-12-181-047-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ILLINOIS |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ILLINOIS |
| Dec 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK ST CHARLES MO |
| Mar 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) DAS ACQUISITION |
| Jul 25, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIME LNDG |
| Mar 03, 2017 | Trustee's Deed, Construction Loan · Building or Construction Mortgage PROVIDENCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on Record |
| Deed Sale | Mar 16, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422571 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 422571 |
| Name | MORTGAGE SOLUTIONS OF ILLINOIS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422334 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 422334 |
| Name | MORTGAGE SOLUTIONS OF ILLINOIS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000413329 |
|---|---|
| Date | Dec 13, 2020 |
| Instrument | 413329 |
| Name | FIRST STATE BANK ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 16, 2020 |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Document Number | 0000406716 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 406716 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | BENCHMARK TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5572 ELIZABETH AVE ST LOUIS MO 631102934, ST LOUIS, MO 63110-2934 |
| Document Number | 406717 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 406717 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 25, 2017 |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Document Number | 0000391093 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 391093 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 326 CARR CREEK DR COLUMBIA IL 622364573, COLUMBIA, IL 62236-4573 |
| Document Number | 391094 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 391094 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate | 4.5% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 03, 2017 |
| Property Address | 1700 ONTARIO DR, WATERLOO, IL 62298-5598 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 388554 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 28, 2017 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1700 ONTARIO DR WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000388554 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 388554 |
| Name | PROVIDENCE BK |
|---|---|
| Type | Bank |
| Address | FAIRVIEW HEIGHTS, IL 62208 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 02, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,910 (+23.96%) Land $17,350 Building $144,560 | $485,730 (+23.96%) Land $52,050 Building $433,680 | |
| 2024 | $8,633.00 | ||
| 2022 | Additional exemption filed | $130,610 Land $15,730 Building $114,880 | $391,830 Land $47,190 Building $344,640 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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