1723 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1723 7th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,900 (Oct 2021)
Tax Bill	$5,766 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01474.00`

Property Details

APN / Parcel Number

Primary APN	`17.01474.00`

Exterior

Lot Area	14,999 sqft (0.344 acres)

Location & Zoning

Street Address	1723 7TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS LOT-002 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	OAKWOOD HEIGHTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 2, 2022	Intrafamily Transfer, Transfer · Line of Credit CO OP CU OF MONTEVIDEO
Oct 19, 2021	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	2021456171
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000462098
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Oct 9, 2026
Property Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355
Document Number	0000486111
Instrument Date	Oct 2, 2026
Instrument	2026486111
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355

Mortgage

Document Number	0000486111,
Date	Oct 9, 2026
Instrument	2026486111

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2031

Interest

Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Aug 2, 2022
Property Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355
Document Number	0000462098
Instrument Date	Feb 28, 2022
Instrument	462098
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355

Mortgage

Document Number	0000462099
Date	Aug 2, 2022
Instrument	462099

Lender

Name	CO OP CU OF MONTEVIDEO
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	235 Months
Due	Mar 1, 2042

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 19, 2021
Property Address	1723 7TH ST SE, SAINT CLOUD, MN 56304-1355
Document Number	0000456171
Instrument Date	Sep 14, 2021
Instrument	456171
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$1,171.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1723 70TH ST SE, SAINT CLOUD, MN 56304

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,766.00 (+25.35%) Homeowner's exemption	$381,500 (+6.89%) Land $50,000 Building $331,500	$381,500 (+6.89%) Land $50,000 Building $331,500
2023	$4,600.00	$356,900 Land $50,000 Building $306,900	$356,900 Land $50,000 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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