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1712 7th St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1712 7th St SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.335 acres (14,619 sqft)
Owner2 Individual Names on File
Last Sale$541,020 (Nov 2022)
Tax Bill$4,318 (2026)
Deeds & MortgagesDec 2022 Sale
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.01485.00

Property Details

APN / Parcel Number

Primary APN17.01485.00

Exterior

Lot Area14,619 sqft (0.335 acres)

Location & Zoning

Street Address1712 7TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS LOT-002 BLOCK-004
Legal Range030
Legal Township036
Legal Section31
Legal SubdivisionOAKWOOD HEIGHTS
Legal Block4
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3005
Census Tract21201

Owner

Source: Benton County records · APN 17.01485.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 232, SARTELL, MN 56377-0232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2022Contract Sale, Transfer
Nov 29, 2022Land Contract, Transfer · Land Contract
NOT AVAIABLE
Mar 28, 2022Warranty Deed, Transfer · Line of Credit
AMERICAN HERITAGE NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleMar 28, 2022 · Amount on Record
Deed Document Number2022464007
Record UpdatedSep 20, 2026

December 2022: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionBENTON MN
Recording DateDec 02, 2022
Property Address1712 7TH ST SE, SAINT CLOUD, MN 56304-1353
Document Number0000464039
Instrument DateOct 20, 2022
Instrument464039
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBENTON MN
Recording DateNov 29, 2022
Property Address1712 7TH ST SE, SAINT CLOUD, MN 56304-1353
Document Number0000464007
Instrument DateOct 20, 2022
Instrument464007
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 232, SARTELL, MN 56377-0232

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

DateNov 29, 2022
Lender
NameNOT AVAIABLE
Agreement
TypeLand Contract
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMar 28, 2022
Property Address1712 7TH ST SE, SAINT CLOUD, MN 56304-1353
Document Number0000459655
Instrument DateMar 23, 2022
Instrument459655
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanySTEARNS CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$973.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 262, SARTELL, MN 56377-0262

Mortgage

Document Number0000459656
DateMar 28, 2022
Instrument459656
Lender
NameAMERICAN HERITAGE NATIONAL BANK
TypeBank
AddressSAINT CLOUD, MN 56302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 06, 2032

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,318.00 (+14.29%) Homeowner's exemption$286,800 (-) Land $50,000 Building $236,800$286,800 (-) Land $50,000 Building $236,800
2025$3,778.00 (+11.12%) Homeowner's exemption$286,800 (+1.63%) Land $50,000 Building $236,800$286,800 (+1.63%) Land $50,000 Building $236,800
2023$3,400.00$282,200 Land $50,000 Building $232,200$282,200 Land $50,000 Building $232,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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